109 Edgewater Beach Rd, Washington, NC 27889 Property Records

Beaufort County property record for 109 Edgewater Beach Rd, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,066 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Feb 2026)
Tax Bill	$2,810 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5694-26-6803`

Property Details

APN / Parcel Number

Primary APN	`5694-26-6803`
Alternative APN	`37860`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	1,350 sqft
Basement Area	228 sqft
Unfinished Basement	228 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Garage Area	54 sqft
Carport	Carport
Carport Area	54 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	109 EDGEWATER BEACH RD
City	WASHINGTON
State	NC
Zip	27889-7481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT #2 EDGEWATER
Legal Lot Number	2
Jurisdiction	BEAUFORT NC
Township / Civil Division	LONG ACRE
Census Block Group	1
Census Block	1026
Census Tract	930501

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 EDGEWATER BEACH RD, WASHINGTON, NC 27889-7481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	2026814
Deed Book / Page	2226 / 124
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Feb 20, 2026
Property Address	109 EDGEWATER BEACH RD, WASHINGTON, NC 27889-7481
Document Number	002226/124
Book / Page	2226 / 124
Map Reference	MB 9 PG 72
Instrument Date	Feb 17, 2026
Instrument	2026000814
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 SEASHORE ST, GRIMESLAND, NC 27837-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EDGEWATER BEACH RD, WASHINGTON, NC 27889-7481

Mortgage

Document Number	002226/128
Date	Feb 20, 2026
Book Page	2226/128
Instrument	2026000815

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	CANYON COUNTRY, CA 91351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,810.00 (+0.14%)	$489,321 (-) Land $268,800 Building $220,521
2025	$2,806.00 (+4.58%)	$489,321 (+36.99%) Land $268,800 Building $220,521	$489,321 (+36.99%) Land $268,800 Building $220,521
2023	$2,683.00	$357,203 Land $234,000 Building $123,203
2018			$357,203 Land $234,000 Building $123,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	1,117 (1982–2023)
Claims Outside the SFHA	50 of 1,117
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 161 claims Hurricane Dennis, Sep 1999 · 216 claims Hurricane Bonnie, Aug 1998 · 144 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30