109 Eastern St, Sparta, IL 62286 Property Records

Randolph County property record for 109 Eastern St, Sparta, IL 62286

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Jan 2020)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-143-004-00`

Property Details

APN / Parcel Number

Primary APN	`19-143-004-00`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	109 EASTERN ST
City	SPARTA
State	IL
Zip	62286-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	510/465 2011R04144 2020R00390 LOT 1 BLK 2 J.R.HOOD'S S/D NW COR NE NE
Legal Subdivision	J & R HOODS SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	RANDOLPH IL
Township / Civil Division	SPARTA
Census Block Group	5
Census Block	5038
Census Tract	950600

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 EASTERN ST, SPARTA, IL 62286-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF WATERLOO
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	2020390
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	109 EASTERN ST, SPARTA, IL 62286-1954
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00813
Date	Mar 20, 2019
Instrument	2019R00813

Lender

Name	STATE BANK OF WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2029

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jan 29, 2020
Property Address	109 EASTERN ST, SPARTA, IL 62286-1954
Document Number	2020R00390
Map Reference	PB F PG 43
Instrument Date	Jan 29, 2020
Instrument	2020R00390
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EASTERN ST, SPARTA, IL 62286-1954

Mortgage

Document Number	2020R00391
Date	Jan 29, 2020
Instrument	2020R00391

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$38,905 (+6.82%) Land $4,470 Building $34,435	$116,715 (+6.82%) Land $13,410 Building $103,305
2024	Homeowner's exemption	$36,420 (+8.67%) Land $4,185 Building $32,235	$109,260 (+8.67%) Land $12,555 Building $96,705
2022	Homeowner's exemption	$33,515 Land $2,675 Building $30,840	$100,545 Land $8,025 Building $92,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,395 people · EPA ID IL1570600
Water Source	Surface water
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Oct 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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