109 Eagle, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 109 Eagle, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,883 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,708 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10650-000-7045-0`

Property Details

APN / Parcel Number

Primary APN	`10650-000-7045-0`
Alternative APN	`34506`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,883 sqft Living Area
1st Floor Area	2,883 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Type	Hip
Roof Material	Asbestos
Lot Area	10,454 sqft (0.24 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10650-000-7045-0
Street Address	109 EAGLE
City	HORSESHOE BAY
State	TX
Zip	78657-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY LT 7045
Legal Subdivision	HORSESHOE BAY PROPER
Legal Lot Number	7045
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	2
Census Block	2020
Census Tract	970402

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	420 S MARION PKWY, 901, DENVER, CO 80209-2500
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit SPECTRUM CU
Apr 8, 2022	Warranty Deed, Transfer ARROWHEAD LAND TITLES INC
Jun 1, 2020	Warranty Deed, Transfer OATMAN LAND TITLES INC, OATMAN LAND TITLE INC
Jan 17, 2017	Warranty Deed, Transfer HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020
Deed Sale	Jun 1, 2020
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	20203216
Prior Transfer Date	Jan 16, 2017
Prior Transfer Doc	01570/3446
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	109 EAGLE, HORSESHOE BAY, TX 78657-5781
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002108732
Date	Sep 13, 2021
Instrument	21-08732

Lender

Name	SPECTRUM CU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Apr 8, 2022
Property Address	109 EAGLE, HORSESHOE BAY, TX 78657-5781
Document Number	0002203111
Map Reference	VOL 2 PG 30
Instrument Date	Apr 7, 2022
Instrument	22-03111
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ARROWHEAD LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8507, HORSESHOE BAY, TX 78657-8507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	420 S MARIO PARKWAY #901 # 901, 901, DENVER, CO 80209-2500

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jun 1, 2020
Property Address	109 EAGLE, HORSESHOE BAY, TX 78657-5781
Document Number	0002003216
Map Reference	VOL 2 PG 30
Instrument Date	Jun 1, 2020
Instrument	20-03216
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	OATMAN LAND TITLES INC, OATMAN LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 70, LLANO, TX 78643-0070

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jan 17, 2017
Property Address	109 EAGLE, HORSESHOE BAY, TX 78657-5781
Document Number	01570/3446
Book / Page	1570 / 3446
Map Reference	VOL 2 PG 30
Instrument Date	Jan 16, 2017
Instrument	17-00288
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 ORBIT DR, BURNET, TX 78611-2872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	P506 ORBIT DR, BURNET, TX 78611

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,708.00 (+165.89%)	$650,710 (+6.02%) Land $92,460 Building $558,250	$650,710 (+6.02%) Land $92,460 Building $558,250
2025	$3,275.00 (-60.74%)	$613,740 (+17.91%) Land $92,460 Building $521,280	$613,740 (+17.91%) Land $92,460 Building $521,280
2023	$8,342.00 Homeowner's exemption Senior Citizen's exemption	$520,530 Land $95,580 Building $424,950	$520,530 Land $95,580 Building $424,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	13 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Vyve Broadband Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Zero2 Wireless.

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