109 Eagle Cove Dr, Pelham, AL 35124 Property Records

Shelby County property record for 109 Eagle Cove Dr, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,354 sqft · built 2006
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$159,100 (Dec 2021)
Tax Bill	$2,203 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144182000071000`

Property Details

APN / Parcel Number

Primary APN	`144182000071000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,354 sqft Heated Area
1st Floor Area	1,822 sqft
Basement Area	864 sqft
Finished Basement	886 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	138 ft deep x 51.3 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 EAGLE COVE DR
City	PELHAM
State	AL
Zip	35124-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 18 20S 02W NBRHD: 08 EAGLE COVE R-2
Legal Range	02W
Legal Township	20S
Legal Section	18
Legal Subdivision	EAGLE COVE SUBDIVISION RE RECORDED EAGLE
Legal Lot Number	33
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2061
Census Tract	30345

Owner

109 Eagle Cove Dr is owned and occupied by an individual who bought it in December 2021.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 EAGLE COVE DR, PELHAM, AL 35124-2223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Document Number	2021605570
Prior Transfer Date	Mar 12, 2010
Prior Transfer Doc	0000111510
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 28, 2017
Property Address	109 EAGLE COVE DR, PELHAM, AL 35124-2223
Document Number	0000230960
Map Reference	MB35 PG121
Instrument Date	Jun 23, 2017
Instrument	20170628000230960
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 WATERFORD COVE DR, 137, CALERA, AL 35040-7655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EAGLE COVE DR, PELHAM, AL 35124-2223

Mortgage

Document Number	0000230970
Date	Jun 28, 2017
Instrument	20170628000230970

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 109 Eagle Cove Dr was $2,203 with a homeowner's exemption, down 1.3% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,203.00 (-1.26%) Homeowner's exemption
2025	$2,231.00	$38,480	$384,800 Land $75,000 Building $309,800
2023	$2,067.00 Homeowner's exemption	$36,360	$363,500 Land $75,000 Building $288,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Eagle Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Eagle Cove Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20