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109 Eagle Bay Dr, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 109 Eagle Bay Dr, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,248 sqft · built 1982
Lot Size0.01 acres (436 sqft)
Owner2 Individual Names on File
Last Sale$552,000 (Apr 2025)
Tax Bill$4,924 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN554203 89.06-1-9.0109

Property Details

APN / Parcel Number

Primary APN554203 89.06-1-9.0109
Alternative APN
  • 55420300109 001 001 0009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Exterior MaterialWood
Lot Area436 sqft (0.01 acres)
Garage TypeDetached
Garage Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address109 EAGLE BAY DR
CityOSSINING
StateNY
Zip10562-2348
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionEAGLE BAY CONDOMINIUM
Legal Block1
Legal Lot Number9.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group3
Census Block3014
Census Tract13600

Owner

Source: Westchester County and Ossining Town records · APN 554203 89.06-1-9.0109

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address229 W 60TH ST, 2N, NEW YORK, NY 10023-7499
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Feb 20, 2019Grant Deed, Transfer · Conventional Mortgage
HUDSON RIV FIN'L FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleFeb 20, 2019 · Amount on Record
Deed Document Number20253541
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address109 EAGLE BAY DR, OSSINING, NY 10562-2348
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0610394093
DateFeb 09, 2021
Instrument610394093
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 20, 2019
Property Address109 EAGLE BAY DR, OSSINING, NY 10562-2348
Document Number0590393070
Book / Page059039 / 003070
Instrument DateFeb 12, 2019
Transaction TypeTransfer
Record UpdatedMar 04, 2019
Title CompanyTHOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,510.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 MADISON AVE VALHALLA NY 105951828, VALHALLA, NY 10595-1828

Mortgage

Document Number590513097
DateFeb 20, 2019
Book Page059051/003097
Lender
NameHUDSON RIV FIN'L FCU
AddressMOHEGAN LAKE, NY 10547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 19, 2029

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,924.00$239,900 (+2.13%) Land $63,500 Building $176,400$239,900 (+2.13%) Land $63,500 Building $176,400
2024Additional exemption filed$234,900 (+3.21%) Land $63,500 Building $171,400$234,900 (+3.21%) Land $63,500 Building $171,400
2023$227,600 Land $63,500 Building $164,100$227,600 Land $63,500 Building $164,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190136003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
8 of 11 on primary residences
Nearby Flood Claims13 (1978–2024)
Claims Outside the SFHA7 of 13
Most Recent ClaimJul 2024, rainfall accumulation
Flood Events
  • Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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