Union County property record for 109 E Young St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 519 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,500 (Jun 2020) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M2-08-08-01 |
| Primary APN | M2-08-08-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 519 sqft Adjusted Area |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 E YOUNG ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 E YOUNG ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950201 |
Source: Union County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORP |
| Jun 26, 2020 | Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Jun 2, 2020 | Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK |
| Jun 28, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Jun 2, 2020 · Amount on Record |
| Deed Document Number | 0000387199 |
| Deed Book / Page | 387 / 199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M480/354 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | M480/354 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 323 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0429/0015 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 0429/0015 |
| Instrument | 2017-00001233 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jun 26, 2020 |
| Property Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Document Number | 387/199 |
| Book / Page | 387 / 199 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Document Number | 000450/614 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 450/614 |
| Name | DAS ACQUISITION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jun 2, 2020 |
| Property Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Document Number | 386/747 |
| Book / Page | 386 / 747 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Document Number | 449729 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 449/729 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jun 28, 2017 |
| Property Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
| Document Number | 0373/0408 |
| Book / Page | 0373 / 0408 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017-00001233 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E YOUNG ST, MORGANFIELD, KY 42437-1755 |
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 (+4.62%) | $103,640 (+5.22%) Land $10,000 Building $93,640 | $103,640 (+5.22%) Land $10,000 Building $93,640 |
| 2023 | $1,018.00 | $98,500 Land $10,000 Building $88,500 | $98,500 Land $10,000 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANFIELD WATER WORKS serves 5,170 people · EPA ID KY1130293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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