109 E York St, Camp Point, IL 62320 Property Records

Adams County property record for 109 E York St, Camp Point, IL 62320

Property Summary

Property TypeSingle Family Home
Lot Size0.38 acres (16,494 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Mar 2022)
Tax Bill$3,381 (2024)
Deeds & MortgagesJul 2017 Mortgage
Oct 2017 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN030056100000

Property Details

APN / Parcel Number

Primary APN030056100000

Exterior

Lot Area16,494 sqft (0.38 acres)

Location & Zoning

Street Address109 E YORK ST
CityCAMP POINT
StateIL
Zip62320-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 16 GARRETT SURVEY LOT 2 & E 1/2 LOT 3
Legal Range6W
Legal Township1N
Legal Section26
Legal SubdivisionPETER B GARRETTS ADD
Legal Block16
Legal Lot Number3,2
JurisdictionADAMS IL
Township / Civil DivisionCAMP POINT
Census Block Group3
Census Block3061
Census Tract10200

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 E YORK ST, CAMP POINT, IL 62320-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK CAMP POINT
Oct 16, 2017Deed of Trust, Mortgage · Construction Mortgage
UNITED COMMUNITY BANK
Mar 7, 2012Deed of Trust, Mortgage · Line of Credit
FIRST BANKERS TRUST COMPANY NA
Mar 8, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Apr 18, 2018Warranty Deed, Transfer · FHA Mortgage
DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2022 · Amount on Record
Deed SaleMar 8, 2022 · Amount on Record
Prior SaleApr 18, 2018 · Amount on Record
Deed Document Number20221634
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address109 E YORK ST, CAMP POINT, IL 62320-1416
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R05531
DateJul 7, 2017
Instrument2017R-05531
Lender
NameFARMERS STATE BANK CAMP POINT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address109 E YORK ST, CAMP POINT, IL 62320-1416
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R08440
DateOct 16, 2017
Instrument2017R-08440
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address109 E YORK ST, CAMP POINT, IL 62320-1416
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012R02246
DateMar 7, 2012
Instrument2012R-02246
Lender
NameFIRST BANKERS TRUST COMPANY NA
AddressQUINCY, IL 62301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueFeb 28, 2019

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMar 8, 2022
Property Address109 E YORK ST, CAMP POINT, IL 62320-1416
Document Number2022R01634
Instrument DateFeb 23, 2022
Instrument2022R-01634
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address109 E YORK ST, CAMP POINT, IL 62320-1416

Mortgage

Document Number2022R01635
DateMar 8, 2022
Instrument2022R-01635
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.45%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateApr 18, 2018
Property Address109 E YORK ST, CAMP POINT, IL 62320-1416
Document Number2018R02913
Instrument DateMar 27, 2018
Instrument2018R-02913
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E YORK ST, CAMP POINT, IL 62320-1416

Mortgage

Document Number2018R02914
DateApr 18, 2018
Instrument2018R-02914
Lender
NameDIAMOND RESIDENTIAL MTG CO
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionCamp Point Township
MunicipalityCamp Point Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,810 (+47.24%) Land $3,780 Building $58,030$185,430 (+47.24%) Land $11,340 Building $174,090
2024$3,381.00 (+42.18%)
2022$41,980 Land $3,100 Building $38,880$125,940 Land $9,300 Building $116,640
2021$2,378.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP POINT
serves 1,190 people · EPA ID IL0010050
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500
T-Mobile
Fixed Wireless
100 / 20

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