109 E Willow Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 109 E Willow Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1983
Owner	Owner Name on Record
Tax Bill	$825 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`072D-20B-018`

Property Details

APN / Parcel Number

Primary APN	`072D-20B-018`
Alternative APNs	`072D-20B-018/00.00` `13791`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,539 sqft Adjusted Area
1st Floor Area	1,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	13791
Old Parcel Number	072D-20B-018/00.00
Street Address	109 E WILLOW CT
City	RIDGELAND
State	MS
Zip	39157-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BEAVER CRK SUBD
Legal Range	02E
Legal Township	07N
Legal Section	20
Legal Subdivision	BEAVER CREEK PT 1
Legal Lot Number	26
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	30109

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	109 E WILLOW CT, RIDGELAND, MS 39157-2121
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 26, 2019	Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2004
Transfer Doc	0018580412
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 E WILLOW CT, RIDGELAND, MS 39157-2121
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E WILLOW CT, RIDGELAND, MS 39157-2121

Mortgage

Document Number	004427/634
Date	Apr 8, 2024
Book Page	4427/634
Instrument	1002129

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jun 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	109 E WILLOW CT, RIDGELAND, MS 39157-2121
Document Number	0000871098
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E WILLOW CT RIDGELAND MS 391572121, RIDGELAND, MS 39157-2121

Mortgage

Document Number	0000871098
Date	Aug 26, 2019
Book Page	003757/000486
Instrument	871098

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 Homeowner's exemption	$10,447 (+2.61%)	$104,470 (+2.61%) Land $35,000 Building $69,470
2024	$825.00 (+3.51%)
2023	$797.00 Homeowner's exemption	$10,181	$101,810 Land $35,000 Building $66,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

Nearby Properties on E Willow Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures