109 E Washington St, O Fallon, IL 62269 Property Records

St. Clair County property record for 109 E Washington St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	708 sqft · built 1895
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2016)
Deeds & Mortgages	Sep 2022 Mortgage
APN	`04-29-0-121-007`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-121-007`

Interior

Stories	2 Stories
Building Area	708 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Porch	Enclosed Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 E WASHINGTON ST
City	O FALLON
State	IL
Zip	62269-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONDS 2ND ADD LOT/SEC-5 DOC A02508455
Legal Subdivision	BONDS 2ND ADD
Legal Lot Number	5
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2004
Census Tract	504352

Owner

Source: St. Clair County assessment roll, APN 04-29-0-121-007, as of January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 E WASHINGTON ST, O FALLON, IL 62269-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2016 · Amount on Record
Deed Sale	Sep 01, 2016 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Document Number	A02508455
Record Updated	Jun 07, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	109 E WASHINGTON ST, O FALLON, IL 62269-1420
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E WASHINGTON ST, O FALLON, IL 62269-1420

Mortgage

Document Number	0A02759392
Date	Sep 15, 2022
Instrument	A02759392

Lender

Name	SECRRETARY OF HOUSING AND URBAN DEVELOPM
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$38,760 Land $3,424 Building $35,336	$116,280 Land $10,272 Building $106,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043522, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 410 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Delta Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1631100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	O FALLON serves 46,603 people
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.