109 E Washington St, Champaign, IL 61820 Property Records

Champaign County property record for 109 E Washington St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,516 sqft · built 1913
Lot Size	0.085 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Oct 2004)
Tax Bill	$404 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-301-003`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-301-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,516 sqft Building Perimeter
1st Floor Area	1,516 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Stucco
Roof Material	Other
Lot Area	3,750 sqft (0.085 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	109 E WASHINGTON ST
City	CHAMPAIGN
State	IL
Zip	61820-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 7 MASTER IN CHANCERY SUB OF N 1/2 LT 2 SEC. 7-19-9 - AKA - SUB OF N 1/2 LT 2 SEC. 7-19-9
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	MASTER IN CHANCERY SUB
Legal Lot Number	7,2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2019
Census Tract	200

Owner

Source: Champaign County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 N EASTERN AVE, URBANA, IL 61802-1978
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
Jan 3, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI LYNN M FISCELLA
Dec 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LYNN FISCELLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2004 · Amount on Record
Deed Sale	Oct 8, 2004 · Amount on Record
Deed Document Number	200432276
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	109 E WASHINGTON ST, CHAMPAIGN, IL 61820-3737
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004800
Date	Apr 19, 2023
Instrument	2023R04800

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 3, 2022
Property Address	109 E WASHINGTON ST, CHAMPAIGN, IL 61820-3737
Document Number	0000000108
Map Reference	DOC 2005R30632
Instrument Date	Dec 28, 2021
Instrument	2022R00108
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 RAINTREE WOODS DR, 1402, URBANA, IL 61802-7749

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	109 E WASHINGTON ST, CHAMPAIGN, IL 61820-3737
Document Number	0000004164
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E WARSHINGTON ST CHAMPAIGN IL 61820, CHAMPAIGN, IL 61820

Mortgage

Document Number	0000004164
Date	Mar 16, 2020
Instrument	4164

Lender

Name	LYNN M FISCELLA
Address	2607 LAKEVIEW DR, CHAMPAIGN, IL 61822-7543

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2021

Interest

Rate	5%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 7, 2017
Property Address	109 E WASHINGTON ST, CHAMPAIGN, IL 61820-3737
Instrument Date	Dec 7, 2017
Instrument	22855
Transaction Type	Construction Loan
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 E WASHINGTON ST CHAMPAIGN IL 618203737, CHAMPAIGN, IL 61820-3737

Mortgage

Document Number	0000022855
Date	Dec 7, 2017
Instrument	22855

Lender

Name	LYNN FISCELLA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2018

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,940 (+12.22%) Land $1,810 Building $10,130	$35,820 (+12.22%) Land $5,430 Building $30,390
2024	$404.00 (+8.31%)	$10,640 (+19.02%) Land $1,610 Building $9,030	$31,920 (+19.02%) Land $4,830 Building $27,090
2023	$373.00 (-1.84%)
2022	$380.00 Homeowner's exemption	$8,940 Land $1,360 Building $7,580	$26,820 Land $4,080 Building $22,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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