Ocean County and Long Beach Township property record for 109 E Virginia Ave, Long Beach, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,794 sqft · built 1981 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (May 2019) |
| Tax Bill | $10,668 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 18-00010-42-00004 |
| Primary APN | 18-00010-42-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,886 sqft |
| Basement Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 109 E VIRGINIA AVE |
|---|---|
| City | LONG BEACH TOWNSHIP |
| State | NJ |
| Zip | 08008-3070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R35 |
| Legal Description | 50X100 |
| Legal Subdivision | HAVEN BEACH CO SEC A |
| Legal Block | 10.42 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 738001 |
109 E Virginia Ave is owned by two individuals who acquired it in May 2019.
Source: Ocean County and Long Beach Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 SANDY RIDGE MOUNT AIRY RD, STOCKTON, NJ 08559-2009 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PLAINSCAPITAL BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 1, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on File |
| Deed Sale | May 1, 2019 · Amount on File |
| Prior Sale | Apr 7, 1989 |
| Deed Document Number | 201940040 |
| Deed Book / Page | 17457 / 116 |
| Last Transfer Date | May 15, 2019 |
| Transfer Doc | 0174870881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 109 E VIRGINIA AVE, LONG BEACH TOWNSHIP, NJ 08008-3070 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 600 E DALLAS RD 200, 200, GRAPEVINE, TX 76051-4191 |
| Document Number | 0187691068 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 18769/1068 |
| Instrument | 2021161262 |
| Name | PLAINSCAPITAL BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75252 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 109 E VIRGINIA AVE, LONG BEACH TOWNSHIP, NJ 08008-3070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0179480816 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 17948/816 |
| Instrument | 2020068028 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 1, 2019 |
| Property Address | 109 E VIRGINIA AVE, LONG BEACH TOWNSHIP, NJ 08008-3070 |
| Document Number | 0174570116 |
| Book / Page | 17457 / 0116 |
| Map Reference | MAP F-147 |
| Instrument Date | May 1, 2019 |
| Instrument | 2019040040 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | CITY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 E VIRGINIA AVE, 109, LONG BEACH TOWNSHIP, NJ 08008-3070 |
| Name | Verified Name |
|---|---|
| Address | 22 JEFFERSON ST, LAMBERTVILLE, NJ 08530-1633 |
| Document Number | 2019040041 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019040041 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 109 E Virginia Ave was $10,668, up 2.2% from the year before.
Source: Ocean County and Long Beach Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Long Beach Township |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,168,500 (-) Land $925,000 Building $243,500 | $1,168,500 (-) Land $925,000 Building $243,500 | |
| 2025 | $10,668.00 (+2.24%) | $1,168,500 Land $925,000 Building $243,500 | $1,168,500 Land $925,000 Building $243,500 |
| 2024 | $10,434.00 | ||
| 2023 | $1,168,500 Land $925,000 Building $243,500 | $1,168,500 Land $925,000 Building $243,500 | |
| 2022 | $9,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Virginia Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 721 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 741 units insured incl. 20 condo units |
| Nearby Flood Claims | 1,375 (1979–2023) |
| Claims Outside the SFHA | 3 of 1,375 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 E Virginia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH TWP BRANT BEA serves 25,300 people · EPA ID NJ1517001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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