109 E Toronto Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 109 E Toronto Ave, McAllen, TX 78503

Property Summary

Property TypeMedical Building
Details4 ba · 7,892 sqft · built 1986
Lot Size0.45 acres (19,600 sqft)
OwnerIndividual Name on File
Tax Bill$12,444 (2024)
Deeds & MortgagesApr 2020 Loan Modification
Nov 2019 Loan Modification
+ 3 more
APNR273001000000500

Property Details

APN / Parcel Number

Primary APNR273001000000500
Alternative APNs
  • R270024
  • 270024

Interior

Full Baths4 Baths
Building Area7,892 sqft Gross Area
1st Floor Area7,892 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area19,600 sqft (0.45 acres)
Lot Dimensions140 ft deep x 140 ft wide
Canopy268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address109 E TORONTO AVE
CityMCALLEN
StateTX
Zip78503-1224
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Local Zoning CodeRS
Legal DescriptionRIDGEVIEW PLACE UT NO. 1 LOT 5
Legal SubdivisionRIDGEVIEW PLACE UT NO. 1 - SML
Legal Tract5
Legal Block2
Legal Lot Number5
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group2
Census Block2025
Census Tract21204

Owner

Source: Hidalgo County records · APN R273001000000500

Assessment roll updated September 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7700 W HIGHWAY 71, 300, AUSTIN, TX 78735-8272
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2020Loan Modification, Mortgage
RIO BK
Nov 12, 2019Loan Modification, Mortgage
RIO BK
May 18, 2018Deed of Trust, Mortgage
RIO BK
Jun 15, 2017Deed of Trust, Mortgage
RIO BK
Jun 15, 2017Deed of Trust, Mortgage
RIO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address109 E TORONTO AVE, MCALLEN, TX 78503-1224
Document Number0003105794
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1865 AUSTIN TX 787671865, AUSTIN, TX 78767-1865

Mortgage

Document Number0003105794
DateApr 16, 2020
Instrument3105794
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502
Agreement
AmountAmount Recorded
Term60 Months
DueApr 15, 2025

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address109 E TORONTO AVE, MCALLEN, TX 78503-1224
Document Number0003067961
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1865 AUSTIN TX 787671865, AUSTIN, TX 78767-1865

Mortgage

Document Number0003067961
DateNov 27, 2019
Instrument3067961
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502
Agreement
AmountAmount Recorded
Term12 Months
DueNov 26, 2020

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address109 E TORONTO AVE, MCALLEN, TX 78503-1224
Document Number0002919167
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyEDWARDS ABSTRACT COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002919167
DateMay 25, 2018
Instrument2919167
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502-4196
Agreement
AmountAmount Recorded
Term60 Months
DueMay 24, 2023

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address109 E TORONTO AVE, MCALLEN, TX 78503-1224
Document Number0002828228
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyCORPORATE SERVICES COMPANY, CORPORATE SVC CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002828228
DateJun 30, 2017
Instrument2828228
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502-4169
Agreement
AmountAmount Recorded
Term36 Months
DueJun 29, 2020

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address109 E TORONTO AVE, MCALLEN, TX 78503-1224
Document Number0002828230
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyCORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002828230
DateJun 30, 2017
Instrument2828230
Lender
NameRIO BK
TypeBank
AddressPO BOX 4169, MCALLEN, TX 78502-4169
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hidalgo County records · Assessment roll updated September 15, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,041,116 (+108.55%) Land $352,800 Building $688,316$1,041,116 (+108.55%) Land $352,800 Building $688,316
2024$12,444.00 (+5.96%)
2023$11,744.00 (+17.63%)$499,206 Land $310,660 Building $188,546$499,206 Land $310,660 Building $188,546
2022$9,984.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 26 individual policies
Nearby Flood Policies62 units insured
incl. 36 condo units
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020 · Hurricane Hanna

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Valley Telephone Cooperative, Inc. (TX)
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Smartcom Telephone, Wireless Internet.

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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