109 E Terminal Blvd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 109 E Terminal Blvd, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 2020
Lot Size	0.096 acres (4,182 sqft)
Owner	Company Name on Record
Last Sale	$423,500 (Nov 2020)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Mar 2026 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6385.16.03.0333000`

Property Details

APN / Parcel Number

Primary APN	`6385.16.03.0333000`
Alternative APNs	`544501` `69458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Heated Area
Gross Area	1,827 sqft
Utility Area	30 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	23 sqft
Patio Area	255 sqft
Utility Building	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	69458
Street Address	109 E TERMINAL BLVD
City	ATLANTIC BEACH
State	NC
Zip	28512-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 BU ATLANTIC BEACH
Legal Subdivision	TOWN OF ATLANTIC BEACH
Legal Lot Number	36
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1026
Census Tract	971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23612 N MONTAGUE DR, LEONARDTOWN, MD 20650-5865
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Executor's Deed, Transfer
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	20201696242
Deed Book / Page	1696 / 242
Record Updated	Oct 29, 2026

March 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 11, 2026
Property Address	109 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5405
Document Number	0018800155
Book / Page	1880 / 155
Map Reference	MB 33 PG 907
Instrument Date	Jan 28, 2026
Instrument	1880155
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23612 N MONTAGUE DR, LEONARDTOWN, MD 20650-5865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23612 N MONTAGUE DR, LEONARDTOWN, MD 20650-5865

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 18, 2020
Property Address	109 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5405
Document Number	0016960242
Book / Page	1696 / 242
Map Reference	MB 33 PG 907
Instrument Date	Nov 12, 2020
Instrument	1696242
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 BROOKWOOD LN, 602, GOLDSBORO, NC 27534-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5246 CANYONLAND WAY, VENICE, FL 34293-8808

Mortgage

Document Number	1696243
Date	Nov 18, 2020
Instrument	1696-243

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$721,823 (-) Land $272,121 Building $449,702	$721,823 (-) Land $272,121 Building $449,702
2025	$1,722.00 (+82.03%)	$721,823 (+155.8%) Land $272,121 Building $449,702	$721,823 (+155.8%) Land $272,121 Building $449,702
2023		$282,181 Land $108,281 Building $173,900	$282,181 Land $108,281 Building $173,900
2022	$946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 501 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,796 units insured incl. 1,295 condo units
Nearby Flood Claims	75 (1996–2025)
Claims Outside the SFHA	23 of 75
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 39 claims Hurricane Ophelia, Sep 2005 · 7 claims Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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