109 E Surf Ave, Beach Haven, NJ 08008 Property Records

Ocean County and Long Beach Township property record for 109 E Surf Ave, Beach Haven, NJ 08008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,252 sqft · built 2016
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$3,600,000 (Mar 2023)
Tax Bill	$26,398 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`18-00014-06-00005`

Property Details

APN / Parcel Number

Primary APN	`18-00014-06-00005`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,252 sqft Living Area
Gross Area	4,958 sqft
Basement Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 E SURF AVE
City	BEACH HAVEN
State	NJ
Zip	08008-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X90
Legal Subdivision	LONG BEACH HAVEN SUB
Legal Block	14.6
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	LONG BEACH
Census Block Group	2
Census Block	2001
Census Tract	738001

Owner

Source: Ocean County and Long Beach Township records · APN 18-00014-06-00005

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2326, LONG BEACH, NJ 08008-0145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2023 · Amount on Record
Deed Sale	Mar 08, 2023 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	202317094
Deed Book / Page	19317 / 1576
Prior Transfer Date	Oct 02, 2014
Prior Transfer Doc	0159170489
Record Updated	Sep 20, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 08, 2023
Property Address	109 E SURF AVE, BEACH HAVEN, NJ 08008-3454
Document Number	0193171576
Book / Page	19317 / 1576
Instrument Date	Feb 18, 2023
Instrument	2023017094
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	AMERICAN ABSTRACT AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$77,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 COMTOIS RD, MANALAPAN, NJ 07726-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 FULLER ST, NEWTON, MA 02465-2803

Mortgage

Document Number	0193171582
Date	Mar 08, 2023
Book Page	19317/1582
Instrument	2023017095

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	109 E SURF AVE, BEACH HAVEN, NJ 08008-3454
Transaction Type	Mortgage
Record Updated	Jun 07, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184831262
Date	May 19, 2021
Book Page	18483/1262
Instrument	2021076165

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 01, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	109 E SURF AVE, BEACH HAVEN, NJ 08008-3454
Transaction Type	Mortgage
Record Updated	Apr 01, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183720398
Date	Mar 17, 2021
Book Page	18372/398
Instrument	2021041768

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Ocean County and Long Beach Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Long Beach Township
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,891,300 (-) Land $1,453,500 Building $1,437,800	$2,891,300 (-) Land $1,453,500 Building $1,437,800
2025	$26,398.00 (+2.24%)	$2,891,300 (+1.2%) Land $1,453,500 Building $1,437,800	$2,891,300 (+1.2%) Land $1,453,500 Building $1,437,800
2024	$25,819.00 (+8.62%)
2023		$2,856,900 Land $1,453,500 Building $1,403,400	$2,856,900 Land $1,453,500 Building $1,403,400
2022	$23,769.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297380012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 1,125 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,233 units insured 108 under condo master policies
Nearby Flood Claims	2,423 (1978–2026)
Claims Outside the SFHA	1 of 2,423
Most Recent Claim	Feb 2026, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 1,563 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 517 claims Coastal Storms & Flooding, Mar 1984 · 59 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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