109 E Stirrup Ln, Havelock, NC 28532 Property Records

Craven County property record for 109 E Stirrup Ln, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1981
Lot Size	0.438 acres (19,083 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Apr 2022)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Feb 2020 Refinance Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6-218-1-SCT3-006`

Property Details

APN / Parcel Number

Primary APN	`6-218-1-SCT3-006`
Alternative APNs	`114211` `100562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,608 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,083 sqft (0.438 acres)
Garage Type	Carport
Carport	Carport
Carport Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	100562
Old Parcel Number	6-218-1-SCT3006
Street Address	109 E STIRRUP LN
City	HAVELOCK
State	NC
Zip	28532-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 MARMANN TERRACE SCT 3
Legal Subdivision	MARMANN TERRACE
Legal Lot Number	6
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	961301

Owner

Source: Craven County records · APN 6-218-1-SCT3-006

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Dec 15, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 02, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 04, 2022	Warranty Deed, Transfer
Feb 15, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2022 · Amount on Record
Deed Sale	Apr 04, 2022 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	0037191318
Deed Book / Page	3719 / 1318
Record Updated	Jun 07, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003601/254
Date	Feb 10, 2020
Book Page	3601/254
Instrument	10050110

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003522/465
Date	Dec 15, 2017
Book Page	3522/465

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03628/1796
Date	Sep 02, 2020
Book Page	3628/1796
Instrument	10060483

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 04, 2022
Property Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958
Document Number	03719/1318
Book / Page	3719 / 1318
Map Reference	CAB B SL 388
Instrument Date	Mar 24, 2022
Instrument	10094570
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 JENNIFER DR, 135, HARKERS ISLAND, NC 28531-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 15, 2017
Property Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958
Document Number	03492/0806
Book / Page	3492 / 0806
Map Reference	MB 964 PG 973
Instrument Date	Feb 09, 2017
Instrument	10003582
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 945, NEW BERN, NC 28563-0945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E STIRRUP LN, HAVELOCK, NC 28532-2958

Mortgage

Document Number	03492/0809
Date	Feb 15, 2017
Book Page	3492/0809

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+4.08%)	$171,370 (-) Land $40,000 Building $131,370	$171,370 (-) Land $40,000 Building $131,370
2023	$1,987.00 (+26.64%)	$171,370 (+30.55%) Land $40,000 Building $131,370	$171,370 (+30.55%) Land $40,000 Building $131,370
2022	$1,569.00	$131,270 Land $40,000 Building $91,270
2018			$131,270 Land $40,000 Building $91,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018, other causes, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 10 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 787 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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