109 E Sterling St, Baytown, TX 77520 Property Records

Harris County property record for 109 E Sterling St, Baytown, TX 77520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,500 (Sep 2025)
Tax Bill	$924 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-299-000-0005`

Property Details

APN / Parcel Number

Primary APN	`038-299-000-0005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Raised
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0382990000005
Street Address	109 E STERLING ST
City	BAYTOWN
State	TX
Zip	77520-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5 & 6 BLK 8 GOOSE CREEK TOWNSITE
Legal Subdivision	GOOSE CREEK TOWNSITE
Legal Block	8
Legal Lot Number	5,6
Jurisdiction	HARRIS TX
Township / Civil Division	BAYTOWN
Census Block Group	3
Census Block	3025
Census Tract	254200

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 E STERLING ST, BAYTOWN, TX 77520-5131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Loan Modification, Mortgage US SMALL BUSN ADMN
Nov 8, 2017	Deed of Trust, Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	2025353621
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	109 E STERLING ST, BAYTOWN, TX 77520-5131
Document Number	0000014181
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 E STERLING ST BAYTOWN TX 775205131, BAYTOWN, TX 77520-5131

Mortgage

Document Number	0000014181
Date	Jan 11, 2019
Instrument	14181

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 10, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	109 E STERLING ST, BAYTOWN, TX 77520-5131
Document Number	0000458434
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 E STERLING ST BAYTOWN TX 775205131, BAYTOWN, TX 77520-5131

Mortgage

Document Number	0000458434
Date	Oct 5, 2018
Instrument	458434

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Baytown City
County	Harris County
Unified School District	Goose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,426 (+6.65%) Land $37,500 Building $77,926	$115,426 (+6.65%) Land $37,500 Building $77,926
2025	$924.00 (+174.18%) Homeowner's exemption	$108,231 (-0.61%) Land $37,500 Building $70,731	$108,231 (-0.61%) Land $37,500 Building $70,731
2024	$337.00 (+25.28%)
2023		$108,896 Land $37,500 Building $71,396	$108,896 Land $37,500 Building $71,396
2022	$269.00 (+17.98%)
2020	$228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYTOWN serves 86,004 people · EPA ID TX1010003
Water Source	Purchased surface water from BAYTOWN AREA WATER AUTHORITY
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Lyte Fiber, T-Mobile.

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