109 E Spruce St, Shelbina, MO 63468 Property Records

Shelby County property record for 109 E Spruce St, Shelbina, MO 63468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1930
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on Record
Tax Bill	$819 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-10-09-32-004-37-02.00`

Property Details

APN / Parcel Number

Primary APN	`021-10-09-32-004-37-02.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Mixed
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 E SPRUCE ST
City	SHELBINA
State	MO
Zip	63468-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 105' W OF NE COR OL 52 TH W 56' S 162' E 56' N 162' TO BEG OUT LOT 52 32-57-10
Legal Range	10
Legal Township	57
Legal Section	32
Legal Subdivision	NA
Legal Lot Number	52,32-1
Jurisdiction	SHELBY MO
Township / Civil Division	SALT RIVER
Census Block Group	3
Census Block	3035
Census Tract	450200

Owner

Source: Shelby County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8907 CROSSTIMBERS DR, CHARLOTTE, NC 28215-8745
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit UNITED STATE BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATE BANK
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit UNITED STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024
Deed Sale	Jul 17, 2024
Deed Document Number	2024552
Deed Book / Page	2024 / 552
Prior Transfer Date	Jan 3, 2013
Prior Transfer Doc	0002013/52
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY MO
Property Address	109 E SPRUCE ST, SHELBINA, MO 63468-1532
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E SPRUCE ST, SHELBINA, MO 63468-1532

Mortgage

Document Number	002022/209
Date	Mar 9, 2022
Book Page	2022/209
Instrument	20220209

Lender

Name	UNITED STATE BANK
Type	Bank
Address	LEWISTOWN, MO 63452

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY MO
Property Address	109 E SPRUCE ST, SHELBINA, MO 63468-1532
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1107
Date	Nov 14, 2017
Book Page	2017/1107
Instrument	20171107

Lender

Name	UNITED STATE BANK
Type	Bank
Address	LEWISTOWN, MO 63452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY MO
Property Address	109 E SPRUCE ST, SHELBINA, MO 63468-1532
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/0804
Date	Oct 9, 2018
Book Page	2018/0804
Instrument	20180804

Lender

Name	UNITED STATE BANK
Type	Bank
Address	LEWISTOWN, MO 63452

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Shelby County
Municipality	Shelbina City
Unified School District	Shelby County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$819.00 (+7.62%)	$11,437 (+14.01%) Land $650 Building $10,787	$60,192 (+14%) Land $3,420 Building $56,772
2023	$761.00	$10,032 Land $570 Building $9,462	$52,800 Land $3,000 Building $49,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBINA PWS serves 1,771 people · EPA ID MO2010736
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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