109 E Sproul St, Sparta, IL 62286 Property Records

Randolph County property record for 109 E Sproul St, Sparta, IL 62286

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Dec 2018)
Deeds & MortgagesAug 2022 Mortgage
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-043-003-00

Property Details

APN / Parcel Number

Primary APN19-043-003-00

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address109 E SPROUL ST
CitySPARTA
StateIL
Zip62286-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description528/376 690/422 719/78 2019R03997 2022R01243 LOT 6 BLK 2 W H MC MILLAN'S SECOND ADD CITY OF SPARTA
Legal SubdivisionMC MILLAN'S SECOND ADD
Legal Block2
Legal Lot Number6
JurisdictionRANDOLPH IL
Township / Civil DivisionSPARTA
Census Block Group2
Census Block2042
Census Tract950600

Owner

Source: Randolph County records · APN 19-043-003-00

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 E SPROUL ST, SPARTA, IL 62286-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 22, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 22, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 19, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2018 · Amount on Record
Deed SaleDec 19, 2018 · Amount on Record
Deed Document Number20183997
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address109 E SPROUL ST, SPARTA, IL 62286-1327
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R02669
DateAug 24, 2022
Instrument2022R02669
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH IL
Recording DateApr 22, 2022
Property Address109 E SPROUL ST, SPARTA, IL 62286-1327
Document Number2022R01243
Map ReferencePB C PG 55
Instrument DateApr 20, 2022
Instrument2022R01243
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 E SPROUL ST, SPARTA, IL 62286-1327

Mortgage

Document Number2022R01244
DateApr 22, 2022
Instrument2022R01244
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate4%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH IL
Recording DateApr 22, 2022
Property Address109 E SPROUL ST, SPARTA, IL 62286-1327
Document Number2022R01243
Map ReferencePB C PG 55
Instrument DateApr 20, 2022
Instrument2022R01243
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 E SPROUL ST, SPARTA, IL 62286-1327

Mortgage

Document Number2022R01244
DateApr 22, 2022
Instrument2022R01244
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate4%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH IL
Recording DateDec 19, 2018
Property Address109 E SPROUL ST, SPARTA, IL 62286-1327
Document Number2018R03997
Map ReferencePB C PG 55
Instrument DateDec 17, 2018
Instrument2018R03997
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$37.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address913 E BROADWAY, STEELEVILLE, IL 62288-1729
InvestorPossibly a Property Investor

Mortgage

Document Number2018R03998
DateDec 19, 2018
Instrument2018R03998
Lender
NameFIRST NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalitySparta City
Unified School DistrictSparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$26,600 (+6.83%) Land $3,665 Building $22,935$79,800 (+6.83%) Land $10,995 Building $68,805
2024$24,900 (+14.04%) Land $3,430 Building $21,470$74,700 (+14.04%) Land $10,290 Building $64,410
2022$21,835 Land $2,115 Building $19,720$65,505 Land $6,345 Building $59,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cable One
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Delta Communications, Verizon, Wisper ISP.

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPARTA
serves 4,395 people
Water SourceSurface water
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Oct 2017
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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