109 E Shepard Ln, Summerville, SC 29483 Property Records

Dorchester County property record for 109 E Shepard Ln, Summerville, SC 29483

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,562 sqft · built 1980
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2015)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-01-06-005`

Property Details

APN / Parcel Number

Primary APN	`145-01-06-005`
Alternative APN	`R0028976`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,562 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Storage Building	288 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0028976
Old Parcel Number	1450106005
Street Address	109 E SHEPARD LN
City	SUMMERVILLE
State	SC
Zip	29483-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR-2_SV
Legal Description	LOT 18 SUBD: TEA FARM PH 0 BLK A
Legal Subdivision	TEA FARM
Legal Phase	1
Legal Block	A
Legal Lot Number	18
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2028
Census Tract	10505

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E SHEPARD LN, SUMMERVILLE, SC 29483-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2015 · Amount on Record
Deed Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	0009594256
Deed Book / Page	9594 / 256
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	109 E SHEPARD LN, SUMMERVILLE, SC 29483-4210
Document Number	2245/0053
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E SHEPARD LN SUMMERVILLE SC 294834210, SUMMERVILLE, SC 29483-4210

Mortgage

Document Number	2245/0053
Date	Dec 23, 2019
Book Page	012245/000053
Instrument	31731

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2034

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00	$27,056 (+60.02%) Land $7,000 Building $20,056	$676,393 (+60.02%) Land $175,000 Building $501,393
2024	$3,919.00 (+11.18%)
2023	$3,525.00 (+1.82%)	$16,908 (+14.79%) Land $8,197 Building $8,711	$422,690 (+14.86%) Land $204,920 Building $217,770
2022	$3,462.00	$14,730 Land $12,080 Building $2,650	$368,000 Land $301,875 Building $66,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	93 units insured incl. 57 condo units
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20