109 E Senator Way, Carmel, IN 46032 Property Records

Hamilton County property record for 109 E Senator Way, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,818 sqft · built 1988
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$291,901 (Apr 2021)
Tax Bill$3,734 (2023)
Deeds & MortgagesApr 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-14-301-021.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-301-021.000-015
Alternative APNs
  • 290914301021000029
  • 0809140301021000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area2,818 sqft Living Area
Gross Area3,418 sqft
1st Floor Area1,483 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address109 E SENATOR WAY
CityCARMEL
StateIN
Zip46032-5108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .34, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 4, LOT 295
Legal SubdivisionVILLAGE FARMS SECTION 4
Legal Lot Number295
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2014
Census Tract110404

Owner

Source: Hamilton County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 E SENATOR WAY, CARMEL, IN 46032-5108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Mar 21, 2018Warranty Deed, Transfer
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on Record
Deed SaleApr 16, 2021 · Amount on Record
Prior SaleMar 21, 2018 · Amount on Record
Deed Document Number202129093
Prior Transfer DateApr 15, 2021
Prior Transfer Doc0000029093
Record UpdatedJun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateApr 16, 2021
Property Address109 E SENATOR WAY, CARMEL, IN 46032-5108
Document Number0000029093
Map ReferenceMB 8 PG 83-87
Instrument DateApr 9, 2021
Instrument2021029093
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E SENATOR WAY, CARMEL, IN 46032-5108
InvestorPossibly a Property Investor

Mortgage

Document Number0000029094
DateApr 16, 2021
Instrument2021029094
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMar 21, 2018
Property Address109 E SENATOR WAY, CARMEL, IN 46032-5108
Document Number0000011671
Instrument DateMar 15, 2018
Instrument11671
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E SENATOR WAY CARMEL IN 460325108, CARMEL, IN 46032-5108

Mortgage

Document Number11672
DateMar 21, 2018
Instrument11672
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term360 Months
DueMar 20, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$352,900 (+8.82%) Land $85,000 Building $267,900$352,900 (+8.82%) Land $85,000 Building $267,900
2023$3,734.00 (+7.79%) Homeowner's exemption$324,300 (+9.89%) Land $65,000 Building $259,300$324,300 (+9.89%) Land $65,000 Building $259,300
2022$3,464.00 Homeowner's exemption$295,100 Land $65,000 Building $230,100$295,100 Land $65,000 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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