Franklin County property record for 109 E Saint Louis St, Pacific, MO 63069
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,928 sqft · built 2012 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Aug 2011) |
| Tax Bill | $1,815 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1-12.0-4-003-043.000 |
| Primary APN | 19-1-12.0-4-003-043.000 |
|---|
| Building Area | 1,928 sqft Total Area |
|---|
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 109 E SAINT LOUIS ST |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1549 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ANN MICHELLE PHOTOGRAPHYLOT PT 57 O T OF FRANKLIN |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 12 |
| Legal Subdivision | O T OF FRANKLIN |
| Legal Lot Number | 57 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 800704 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E SAINT LOUIS ST, PACIFIC, MO 63069-1549 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2011 · Amount on Record |
| Deed Sale | Aug 22, 2011 · Amount on Record |
| Prior Sale | Feb 8, 2010 · Amount on Record |
| Deed Document Number | 201112148 |
| Prior Transfer Date | Aug 17, 2006 |
| Prior Transfer Doc | 0000020508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 109 E SAINT LOUIS ST, PACIFIC, MO 63069-1549 |
| Document Number | 0000014756 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1291 FINNEY RD ROBERTSVILLE MO 630722522, ROBERTSVILLE, MO 63072-2522 |
| Document Number | 0000014756 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 14756 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,815.00 (-16.17%) | $23,052 (-16.95%) | $86,590 (-17.56%) Land $14,950 Building $71,640 |
| 2023 | $2,165.00 (+6.34%) | $27,757 | $105,040 Land $14,950 Building $90,090 |
| 2022 | $2,036.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACIFIC PWS serves 6,000 people · EPA ID MO6010620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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