109 E Rose St, Elk Point, SD 57025 Property Records

Union County property record for 109 E Rose St, Elk Point, SD 57025 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms5 Baths
Year BuiltBuilt 1979
Square Footage2,122 sqft Living Area
Lot Size15,000 sqft (0.344 acres)
GarageAttached, 735 sqft
Tax Bill$5,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN03.01.24.1030

Interior

Bedrooms3 Beds
Full Baths5 Baths
Building Area2,122 sqft Living Area
Basement Area2,709 sqft Basement
Finished Basement2,709 sqft Finished
Stories1 Stories
Primary FlooringBrick Flooring
Interior StructureBrick Interior Structure

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialCombination Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area15,000 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area735 sqft Garage
Deck AreaDeck Area
PorchPorch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address109 E ROSE ST
CityELK POINT
StateSD
Zip57025-2211
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 & 12 BLK 24 ORIG E P CITY
Legal Block24
Legal Lot Number11-12
Legal Unit2
JurisdictionUNION SD
Minor Civil DivisionELK POINT
Census Blockgroup2
Census Block2023
Census Tract20200

Owner

Source: Union County records · APN 03.01.24.1030

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing AddressPO BOX 1216, ELK POINT, SD 57025-1216
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SIOUXLAND FCU
May 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
SIOUXLAND FCU
May 15, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address109 E ROSE ST, ELK POINT, SD 57025-2211
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00172/0612
DateAug 14, 2018
Book Page172/0612
Instrument183391
Lender
NameSIOUXLAND FCU
TypeCredit Union
AddressSOUTH SIOUX CITY, NE 68776
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term120 Months
DueAug 01, 2028
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change7.25%
Index1-Year CMT
Margin3
Max Rate11.2%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address109 E ROSE ST, ELK POINT, SD 57025-2211
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000180/384
DateMay 13, 2022
Book Page180/384
Instrument221396
Lender
NameSIOUXLAND FCU
TypeCredit Union
AddressSOUTH SIOUX CITY, NE 68776
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 01, 2032
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateMay 01, 2028
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6.75%
Index1-Year CMT
Margin4
Max Rate10.7%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION SD
Recording DateMay 15, 2023
Property Address109 E ROSE ST, ELK POINT, SD 57025-2211
Document Number000113/256
Book / Page113 / 256
Instrument DateMay 11, 2023
Instrument231090
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address109 E ROSE ST, ELK POINT, SD 57025-2211

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E ROSE ST, ELK POINT, SD 57025-2211

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,436.00 (+7.96%)$324,365 (+9.21%) Land $23,600 Building $300,765
2024$5,035.00 (-2.55%)
2023$5,167.00 (+8.41%)$297,022 Land $23,600 Building $273,422
2022$4,766.00

Nearby Properties on E Rose St

Nearby Streets

Search Property Records by Address or Parcel Number