109 E Queensbury Ln, Florence, AL 35630 Property Records

Lauderdale County property record for 109 E Queensbury Ln, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,372 sqft · built 1986
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Jan 2021)
Tax Bill$1,716 (2025)
Deeds & MortgagesApr 2017 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-07-25-0-001-004-103

Property Details

APN / Parcel Number

Primary APN15-07-25-0-001-004-103
Alternative APNs
  • 098502
  • 24584
  • 98502

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,372 sqft Living Area
1st Floor Area1,705 sqft
2nd Floor Area667 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions290 ft deep x 130 ft wide
Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number98502
Street Address109 E QUEENSBURY LN
CityFLORENCE
StateAL
Zip35630-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description121.24 X 145.32 IRR ADDITION TO CREEKWOOD THREE LOT 29 .42 AC/C SEC 25 T2S R11W PB 5 PG 40
Legal Range11W
Legal Township02S
Legal Section25
Legal SubdivisionCREEKWOOD
Legal Lot Number29
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2022
Census Tract11504

Owner

109 E Queensbury Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record2 Individual Names on File
Mailing Address109 E QUEENSBURY LN, FLORENCE, AL 35630-1118
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2017Deed of Trust, Mortgage
FIRST SOUTHERN BANK
Jun 4, 2020Deed of Trust, Mortgage · VA Mortgage
ASSURANCE FINANCIAL GROUP LLC
Jan 25, 2021Survivorship Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2021 · Amount on File
Deed SaleJan 25, 2021 · Amount on File
Prior SaleApr 3, 2017 · Amount on File
Deed Book / Page2021 / 4223
Prior Transfer DateAug 19, 2015
Prior Transfer Doc2015/45798
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address109 E QUEENSBURY LN, FLORENCE, AL 35630-1118
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/13582
DateApr 3, 2017
Book Page2017/13582
Lender
NameFIRST SOUTHERN BANK
TypeBank
Agreement
AmountAmount on Record
Term361 Months
DueMay 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address109 E QUEENSBURY LN, FLORENCE, AL 35630-1118
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/25444
DateJun 4, 2020
Book Page2020/25444
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

January 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateJan 25, 2021
Property Address109 E QUEENSBURY LN, FLORENCE, AL 35630-1118
Document Number2021/4223
Book / Page2021 / 4223
Map ReferenceMB 5 PG 40
Instrument DateJan 22, 2021
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4581 COUNTY ROAD 30, 4581, FLORENCE, AL 35634-3444

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E QUEENSBURY LN, FLORENCE, AL 35630-1118

Mortgage

Document Number202104225202104225
DateJan 25, 2021
Instrument2021/04225202104225
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Queensbury Ln was $1,716 with a homeowner's exemption.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 Homeowner's exemption$36,340$364,640 Land $42,600 Building $322,040
2023$1,488.00 (+19.14%) Homeowner's exemption$3,560 (-86.73%) Land $3,560$316,760 (+18.15%) Land $35,500 Building $281,260
2022$1,249.00 Homeowner's exemption$26,820$268,100 Land $38,400 Building $229,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 E Queensbury Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Queensbury Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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