109 E Point Dr, Savannah, GA 31410 Property Records

Chatham County property record for 109 E Point Dr, Savannah, GA 31410

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,727 sqft · built 1987
Lot Size	0.319 acres (13,896 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,301 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1-0047-03-018`

Property Details

APN / Parcel Number

Primary APN	`1-0047-03-018`
Alternative APN	`F292E602`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,727 sqft Living Area
1st Floor Area	1,307 sqft
Upper Floors Area	420 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,896 sqft (0.319 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft

Exterior Amenities

Porch	Slab
Porch Area	927 sqft
Deck Area	424 sqft
Patio Area	789 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	109 E POINT DR
City	SAVANNAH
State	GA
Zip	31410-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 10 TALAHI ISLAND SEC XVI
Legal Subdivision	TALAHI ISLAND
Legal Lot Number	10
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	2
Census Block	2015
Census Tract	11107

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2146 46TH AVE, LONG ISLAND CITY, NY 11101
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 7, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026
Deed Sale	Jun 18, 2026
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Book / Page	4011 / 686
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	0031880080
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Apr 14, 2026
Property Address	109 E POINT DR, SAVANNAH, GA 31410-1406
Document Number	0039520742
Book / Page	3952 / 742
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3952000742,
Date	Apr 14, 2026
Book Page	3952/742

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 18, 2026
Property Address	109 E POINT DR, SAVANNAH, GA 31410-1406
Document Number	4011000686
Book / Page	4011 / 686
Instrument Date	Apr 9, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4011000689,
Date	Jun 18, 2026
Book Page	4011/689

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 7, 2023
Property Address	109 E POINT DR, SAVANNAH, GA 31410-1406
Document Number	0031880080
Book / Page	3188 / 80
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E POINT DR, SAVANNAH, GA 31410-1406

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 7, 2023
Property Address	109 E POINT DR, SAVANNAH, GA 31410-1406
Document Number	0031870717
Book / Page	3187 / 717
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E POINT DR, SAVANNAH, GA 31410-1406

Mortgage

Document Number	0003187719
Date	Sep 7, 2023
Instrument	3187/719

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,320 (+2.82%) Land $45,600 Building $221,720	$668,300 (+2.82%) Land $114,000 Building $554,300
2025	$9,301.00 (+127.85%)	$260,000 (+82.07%) Land $45,600 Building $214,400	$650,000 (+82.07%) Land $114,000 Building $536,000
2023		$142,800 (+20.4%) Land $29,640 Building $113,160	$357,000 (+20.4%) Land $74,100 Building $282,900
2022	$4,082.00	$118,600 Land $29,640 Building $88,960	$296,500 Land $74,100 Building $222,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	67 (1986–2026)
Claims Outside the SFHA	4 of 67
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 12 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

Nearby Properties on E Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures