109 E Plain St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 109 E Plain St, Eaton Rapids, MI 48827 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (May 2026)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2016 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30000061712100`

Property Details

APN / Parcel Number

Primary APN	`30000061712100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,128 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	99 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 E PLAIN ST
City	EATON RAPIDS
State	MI
Zip	48827-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 28 FT OF LOT 11 & W 10 FT OF LOT 12 & ALSO E 6 FT OF W 16 FT OF LOT 12 EXCEPT N 4 RODS. BLK 17, O.P. CITY OF EATON RAPIDS
Legal Subdivision	CITY OF EATON RAPIDS
Legal Block	17
Legal Lot Number	11-12
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2028
Census Tract	21302

Owner

Source: Eaton County records · APN 30000061712100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9755 MAINES RD, PARMA, MI 49269-9693
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 15, 2016	Deed of Trust, Mortgage · Line of Credit EATON FSB
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
May 29, 2024	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP INC
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 19, 2017	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	May 29, 2024 · Amount on Record
Deed Book / Page	3191 / 1006
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433

Mortgage

Document Number	003078/138
Date	Jan 09, 2024
Book Page	3078/138

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Nov 01, 2048

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02611/0847
Date	Mar 15, 2016
Book Page	2611/0847

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 10, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 18, 2026
Property Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433
Document Number	3191001006
Book / Page	3191 / 1006
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155,479.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9755 MAINES RD, PARMA, MI 49269-9693

Mortgage

Document Number	3191001007,
Date	May 18, 2026
Book Page	3191/1007

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 29, 2024
Property Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433
Document Number	003093/610
Book / Page	3093 / 610
Map Reference	LB 1 PG 438
Instrument Date	May 22, 2024
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 BOSTON BLVD, LANSING, MI 48910-2534

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 30, 2018
Property Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433
Document Number	02760/0030
Book / Page	2760 / 0030
Map Reference	LB02 PG438
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 S WAVERLY RD, EATON RAPIDS, MI 48827-9738

Mortgage

Document Number	0000276032
Date	Oct 30, 2018
Instrument	2760/32

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 19, 2017
Property Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433
Document Number	02699/0492
Book / Page	2699 / 0492
Map Reference	LB1 PG438
Instrument Date	Sep 18, 2017
Instrument	2699-0492
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$851.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E PLAIN ST, EATON RAPIDS, MI 48827-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TULIP ST, GRAND LEDGE, MI 48837-2208

Mortgage

Document Number	0026990494
Date	Sep 19, 2017
Instrument	2699-0494

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,100 (+3.35%)	$147,314 (-) Land $25,653 Building $121,661
2025	$4,233.00 (+125.76%)	$74,600 (+20.91%)	$147,314 (+19.38%) Land $25,653 Building $121,661
2024	$1,875.00 (+3.31%)
2023		$61,700	$123,400
2022	$1,815.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eaton County (26045C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260450213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Plain St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures