109 E Pines Rd, Savannah, GA 31410 Property Records

Chatham County property record for 109 E Pines Rd, Savannah, GA 31410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,838 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Nov 2017)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0176-03-005`

Property Details

APN / Parcel Number

Primary APN	`1-0176-03-005`
Alternative APN	`T233600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	109 E PINES RD
City	SAVANNAH
State	GA
Zip	31410-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 29 EAST PINES OATLAND ISL IS L EXP
Legal Subdivision	EAST PINE
Legal Lot Number	29
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	1
Census Block	1024
Census Tract	11107

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E PINES RD, SAVANNAH, GA 31410-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	201711956
Deed Book / Page	1227 / 607
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	109 E PINES RD, SAVANNAH, GA 31410-1021
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E PINES RD, SAVANNAH, GA 31410-1021

Mortgage

Document Number	0026820671
Date	Jan 19, 2022
Book Page	0000002682/0000000671

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 27, 2017
Property Address	109 E PINES RD, SAVANNAH, GA 31410-1021
Document Number	0012270607
Book / Page	1227 / 607
Instrument Date	Nov 27, 2017
Instrument	2017-011956
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E PINES RD, SAVANNAH, GA 31410-1021

Mortgage

Document Number	1227/609
Date	Nov 29, 2017
Book Page	1227/609
Instrument	30721240021

Lender

Name	CERTAINTY HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,680 (+1.77%) Land $21,560 Building $93,120	$286,700 (+1.77%) Land $53,900 Building $232,800
2025	$2,960.00 (+12.68%) Homeowner's exemption	$112,680 (-2.22%) Land $21,560 Building $91,120	$281,700 (-2.22%) Land $53,900 Building $227,800
2023		$115,240 (+8.51%) Land $21,560 Building $93,680	$288,100 (+8.51%) Land $53,900 Building $234,200
2022	$2,627.00	$106,200 Land $21,560 Building $84,640	$265,500 Land $53,900 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	58 (1987–2024)
Claims Outside the SFHA	1 of 58
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 19 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PINES SUBDIVISION private · serves 348 people · EPA ID GA0510023
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Pines Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures