Lancaster County property record for 109 E Pine St, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,367 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2026) |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-02484-0-0000 |
| Primary APN | 260-02484-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,367 sqft Living Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 835 sqft |
| Upper Floors Area | 560 sqft |
| Basement Area | 560 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Slab |
| Porch Area | 112 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 E PINE ST |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | 109 E PINE ST |
| Legal Lot Number | 2 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 12200 |
Source: Lancaster County records · APN 260-02484-0-0000
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 E PINE ST, EPHRATA, PA 17522-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 30, 2022 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Mar 25, 2022 | Deed, Transfer · Stand-Alone First Mortgage ROGER KILINE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2022 · Amount on Record |
| Deed Document Number | 20269504 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0006307004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Mar 10, 2026 |
| Property Address | 109 E PINE ST, EPHRATA, PA 17522-2135 |
| Document Number | 20260009504 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 20260009504 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | REGAL ABSTRACT LANCASTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 E PINE ST, EPHRATA, PA 17522-2135 |
| Document Number | 20260009505 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 20260009505 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Nov 30, 2022 |
| Property Address | 109 E PINE ST, EPHRATA, PA 17522-2135 |
| Document Number | 0006714418 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 6714418 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 109 E PINE ST, EPHRATA, PA 17522-2135 |
| Document Number | 0006714419 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 6714419 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 01, 2029 |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Mar 25, 2022 |
| Property Address | 109 E PINE ST, EPHRATA, PA 17522-2135 |
| Document Number | 0006671586 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 6671586 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 140 E WALNUT ST, EPHRATA, PA 17522-2241 |
| Document Number | 0006671587 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 6671587 |
| Name | ROGER KILINE |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,500 (-) Land $42,000 Building $101,500 | $143,500 (-) Land $42,000 Building $101,500 | |
| 2025 | $3,520.00 (+2.3%) | $143,500 (-) Land $42,000 Building $101,500 | |
| 2024 | $3,441.00 Homeowner's exemption | $143,500 Land $42,000 Building $101,500 | |
| 2018 | $143,500 Land $42,000 Building $101,500 |
Source: FEMA National Flood Hazard Layer as of June 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Pencor Services Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Upward Broadband Fixed Wireless | 100 / 40 |
May also be available: Verizon.
Based on FCC filings for 581 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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