109 E Pecan St, Gunter, TX 75058 Property Records

Grayson County property record for 109 E Pecan St, Gunter, TX 75058

Property Summary

Property TypeSingle Family Home
Details1,700 sqft · built 1964
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$4,880 (2024)
Deeds & MortgagesNov 2021 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNG002 5850113

Property Details

APN / Parcel Number

Primary APNG002 5850113
Alternative APN
  • 151936

Interior

Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1986
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions149 ft deep x 75 ft wide
Garage TypeDetached
Garage Area410 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Utility Building40 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number151936
Old Parcel NumberG002 5850113
Street Address109 E PECAN ST
CityGUNTER
StateTX
Zip75058-2543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTP GUNTER, BLOCK PT 82, ACRES .26
Legal SubdivisionOTP GUNTER
Legal Block82
JurisdictionGRAYSON TX
Township / Civil DivisionSOUTHWEST GRAYSON
Census Block Group1
Census Block1046
Census Tract1901

Owner

109 E Pecan St is owned by an individual who acquired it in March 2023.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 55, GUNTER, TX 75058-0055
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Mar 7, 2023Vendor's Lien, Transfer · Stand-Alone First Mortgage
AMERISAVE MORTGAGE CORP
Jan 9, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY
Aug 23, 2017Deed of Trust, Mortgage
LANDMARK BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2023
Deed SaleMar 7, 2023
Prior SaleAug 21, 2007
Deed Document Number2023-5569
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address109 E PECAN ST, GUNTER, TX 75058-2543
Transaction TypeMortgage
Record UpdatedNov 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038485
DateNov 10, 2021
Instrument2021-00038485
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 7, 2023
Property Address109 E PECAN ST, GUNTER, TX 75058-2543
Document Number0000005569
Instrument DateMar 3, 2023
Instrument2023-5569
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 E PECAN ST, GUNTER, TX 75058-2543

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 55, GUNTER, TX 75058-0055

Mortgage

DateMar 7, 2023
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number0000005570
DateMar 7, 2023
Instrument2023-5570
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateJan 9, 2018
Property Address109 W PECAN ST, GUNTER, TX 75058-2503
Document Number0000000485
Instrument DateJan 9, 2018
Instrument485
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 E PECAN ST GUNTER TX 750582543, GUNTER, TX 75058-2543

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address109 W PECAN ST, GUNTER, TX 75058-2503
Document Number0000019100
Instrument DateAug 23, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 E PECAN ST GUNTER TX 750582543, GUNTER, TX 75058-2543

Mortgage

Document Number0000019100
DateAug 28, 2017
Instrument19100
Lender
NameLANDMARK BK
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount on Record
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityGunter City
Unified School DistrictGunter Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$229,224 Land $116,767 Building $112,457$229,224 Land $116,767 Building $112,457
2024$4,880.00
2023$221,241 Land $107,480 Building $113,761$221,241 Land $107,480 Building $113,761
2022$2,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Pecan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Pecan St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GUNTER
serves 2,883 people · EPA ID TX0910012
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
ElektraFi
Fixed Wireless
400 / 60
Verizon
Fixed Wireless
300 / 20

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