Cook County property record for 109 E Olive Ave, Prospect Heights, IL 60070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,964 sqft · built 1939 |
| Lot Size | 0.682 acres (29,700 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $430,000 (Jun 2021) |
| Tax Bill | $10,441 (2023) |
| Deeds & Mortgages | May 2023 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-405-005 |
| Primary APN | 03-22-405-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 29,700 sqft (0.682 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 E OLIVE AVE |
|---|---|
| City | PROSPECT HEIGHTS |
| State | IL |
| Zip | 60070-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SMITH) & (DAWSON) (SECOND) ADD TO (COUNTRY) CLUB ACR ES PROSPECT HEIGHTS ILL SUB OF SW SE & W 10ACS OF NW SE OF SEC 22-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 22 |
| Legal Subdivision | SMITH & DAWSON SECOND ADD TO COUNTRY |
| Legal Lot Number | 29 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 802607 |
Source: Cook County records · APN 03-22-405-005
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 109 E OLIVE AVE, PROSPECT HEIGHTS, IL 60070-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 18, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on Record |
| Deed Sale | Jun 10, 2021 · Amount on Record |
| Prior Sale | Dec 21, 2016 · Amount on Record |
| Deed Document Number | 202140005 |
| Last Transfer Date | May 11, 2023 |
| Transfer Doc | 0000040106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 18, 2023 |
| Property Address | 109 E OLIVE AVE, PROSPECT HEIGHTS, IL 60070-1552 |
| Document Number | 0013840106 |
| Instrument Date | May 11, 2023 |
| Instrument | 2313840106 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E OLIVE AVE, PROSPECT HEIGHTS, IL 60070-1552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 10, 2021 |
| Property Address | 109 E OLIVE AVE, PROSPECT HEIGHTS, IL 60070-1552 |
| Document Number | 0016140005 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2116140005 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E OLIVE AVE, PROSPECT HEIGHTS, IL 60070-1552 |
| Document Number | 0016140006 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2116140006 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 109 E OLIVE AVE, PROSPECT HEIGHTS, IL 60070-1552 |
| Document Number | 2029438260 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 E OLIVE AVE PROSPECT HEIGHTS IL 600701552, PROSPECT HEIGHTS, IL 60070-1552 |
| Document Number | 2029438260 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 29438260 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 19, 2045 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Prospect Heights City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Prospect Heights School District 23 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,000 (+25%) Land $14,850 Building $30,150 | $450,000 (+25%) Land $148,500 Building $301,500 | |
| 2023 | $10,441.00 (+2.93%) | ||
| 2022 | $10,144.00 | $36,000 Land $11,880 Building $24,120 | $360,000 Land $118,800 Building $241,200 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1982–2020) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PROSPECT HEIGHTS serves 2,280 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-CHICAGO SUBURBAN |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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