109 E Ocean Ave, Marmora, NJ 08223 Property Records

Cape May County and Upper Township property record for 109 E Ocean Ave, Marmora, NJ 08223

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1975
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Jan 2022)
Tax Bill	$4,137 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00590-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`11-00590-0000-00029`
Alternative APN	`110059000029`

Interior

Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	109 E OCEAN AVE
City	MARMORA
State	NJ
Zip	08223-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	30-32
Legal Block	590
Legal Lot Number	29
Jurisdiction	CAPE MAY NJ
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3016
Census Tract	20301

Owner

Source: Cape May County and Upper Township records · APN 11-00590-0000-00029

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E OCEAN AVE, MARMORA, NJ 08223-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20223273
Deed Book / Page	4036 / 294
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 26, 2022
Property Address	109 E OCEAN AVE, MARMORA, NJ 08223-1029
Document Number	0000003273
Book / Page	D4036 / 294
Instrument Date	Jan 21, 2022
Instrument	2022003273
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 DONNA MARIE CT, HAYMARKET, VA 20169-1744

Mortgage

Document Number	0000003275
Date	Jan 26, 2022
Instrument	2022003275

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Cape May County and Upper Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Upper Township
Unified School District	Upper Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,300 (-) Land $109,200 Building $71,100	$180,300 (-) Land $109,200 Building $71,100
2025		$180,300 (-) Land $109,200 Building $71,100	$180,300 (-) Land $109,200 Building $71,100
2024	$4,137.00 (+9.18%)
2023		$180,300 Land $109,200 Building $71,100	$180,300 Land $109,200 Building $71,100
2022	$3,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), as of October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090203013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1992–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 74% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 76 locations within half a mile of this property.

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