Henderson County property record for 109 E Oakwood Dr, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 7 ba · 1,254 sqft |
| Lot Size | 0.375 acres (16,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,500 (Sep 2020) |
| Tax Bill | $1,088 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2004-0000-0120-63 |
| Primary APN | 2004-0000-0120-63 |
|---|---|
| Alternative APNs |
|
| Full Baths | 7 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 1,254 sqft |
| Construction Type | Frame |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 16,351 sqft (0.375 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Porch | Covered Porch |
|---|---|
| Porch Area | 306 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Account Number | 232020 |
|---|---|
| Street Address | 109 E OAKWOOD DR |
| City | TOOL |
| State | TX |
| Zip | 75143-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AB 659 N G RUSSELL SUR, ACORN OAKS, LT 12 |
| Legal Subdivision | ACORN OAKS |
| Legal Lot Number | 12 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950801 |
Source: Henderson County records, as of September 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E OAKWOOD DR, TOOL, TX 75143-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Jun 6, 1991 |
| Deed Document Number | 202013172 |
| Prior Transfer Date | Aug 19, 2020 |
| Prior Transfer Doc | 0000013172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Sep 1, 2020 |
| Property Address | 109 E OAKWOOD DR, TOOL, TX 75143-2446 |
| Document Number | 202000013172 |
| Map Reference | CAB D SL 98 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 2020-00013172 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10665 BUDDY PARKER RD, 10665, KEMP, TX 75143-4303 |
| Name | Verified Name |
|---|---|
| Address | 109 E OAKWOOD DR, TOOL, TX 75143-2446 |
| Document Number | 202000013173 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2020-00013173 |
| Name | ANN WATSON |
|---|---|
| Type | Private Party |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Henderson County assessment roll, as of September 17, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,601 (+21%) | $147,886 (+6.84%) Land $12,000 Building $135,886 | |
| 2024 | $1,088.00 (+17.62%) | ||
| 2023 | $925.00 (-75.07%) Homeowner's exemption | $104,629 Land $12,000 Building $126,420 | $138,420 Land $12,000 Building $126,420 |
| 2022 | $3,711.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| Conquest Wireless Fixed Wireless | 175 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
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