109 E Oakwood Dr, Byron, IL 61010 Property Records

Ogle County property record for 109 E Oakwood Dr, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1994
Lot Size	0.307 acres (13,387 sqft)
Owner	Individual Name on Record
Last Sale	$206,500 (May 2026)
Tax Bill	$695 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-304-023`

Property Details

APN / Parcel Number

Primary APN	`09-11-304-023`

Interior

Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Lot Area	13,387 sqft (0.307 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	109 E OAKWOOD DR
City	BYRON
State	IL
Zip	61010-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 10 & 11 BLK 21 ROCK RIVER TERRACE
Legal Subdivision	ROCK RIVER TERRACE
Legal Block	21
Legal Lot Number	10-11
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	1
Census Block	1044
Census Tract	961700

Owner

Source: Ogle County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 E OAKWOOD DR, BYRON, IL 61010-9510
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID IL BANK AND TRUST
Sep 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Deed Document Number	2026202602595
Prior Transfer Date	Aug 18, 2010
Prior Transfer Doc	0000108343
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 29, 2026
Property Address	109 E OAKWOOD DR, BYRON, IL 61010-9510
Document Number	0000002595
Instrument Date	May 26, 2026
Instrument	20262595
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount Recorded
Tax	$31,284.75
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 E OAKWOOD DR, BYRON, IL 61010-9510

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	May 29, 2026
Property Address	109 E OAKWOOD DR, BYRON, IL 61010-9510
Document Number	0000002596
Instrument Date	May 26, 2026
Instrument	20262596
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002596,
Date	May 29, 2026
Instrument	20262596

Lender

Name	FIRST MID IL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 11, 2017
Property Address	109 E OAKWOOD DR, BYRON, IL 61010-9510
Document Number	0000005269
Instrument Date	Sep 8, 2017
Instrument	5269
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 E OAKWOOD DR BYRON IL 610109510, BYRON, IL 61010-9510

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00 (+5.95%)	$10,092 (+8.67%) Land $6,032 Building $4,060	$30,276 (+8.67%) Land $18,096 Building $12,180
2024	$656.00 (+16.11%)	$9,287 (+9.46%) Land $5,551 Building $3,736	$27,861 (+9.46%) Land $16,653 Building $11,208
2023		$8,484 Land $5,071 Building $3,413	$25,452 Land $15,213 Building $10,239
2022	$565.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

5G and 4G LTE (outdoors only)

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