109 E Oak St, Anderson, IN 46012 Property Records

Madison County property record for 109 E Oak St, Anderson, IN 46012

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 725 sqft · built 1950
Lot Size0.077 acres (3,375 sqft)
OwnerIndividual Name on Record
Last Sale$83,000 (Apr 2022)
Tax Bill$106 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-11-01-104-215.000-003

Property Details

APN / Parcel Number

Primary APN48-11-01-104-215.000-003
Alternative APNs
  • 00001145274
  • 1879614

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area725 sqft Living Area
1st Floor Area725 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1973
Construction TypeWood
Roof MaterialAsphalt
Lot Area3,375 sqft (0.077 acres)
Lot Dimensions135 ft deep x 25 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area12 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001145274
Street Address109 E OAK ST
CityANDERSON
StateIN
Zip46012-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKDALE NO ANDERSON E2 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionOAKDALE ADDITION
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group3
Census Block3016
Census Tract1400

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 E OAK ST, ANDERSON, IN 46012-2508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Prior SaleJan 26, 2006 · Amount on Record
Deed Document Number20227157
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateApr 22, 2022
Property Address109 E OAK ST, ANDERSON, IN 46012-2508
Document Number2022R07157
Map ReferenceBK 5 PG 17
Instrument DateApr 21, 2022
Instrument2022R07157
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyINDIANA LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E OAK ST, ANDERSON, IN 46012-2508

Mortgage

Document Number2022R07158
DateApr 22, 2022
Instrument2022R07158
Lender
NameOPEN MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106.00 (-79.34%) Homeowner's exemption$52,800 (+24.24%) Land $4,800 Building $48,000$52,800 (+24.24%) Land $4,800 Building $48,000
2024$513.00 (+67.65%)
2023$42,500 (+14.56%) Land $4,600 Building $37,900$42,500 (+14.56%) Land $4,600 Building $37,900
2022$306.00$37,100 Land $4,300 Building $32,800$37,100 Land $4,300 Building $32,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDERSON WATER DEPARTMENT
serves 55,212 people · EPA ID IN5248002
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Mercury Fiber, Verizon.

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