109 E North St, Kinston, NC 28501 Property Records

Lenoir County property record for 109 E North St, Kinston, NC 28501

Property Summary

Property Type	Commercial
Details	5,234 sqft · built 1920
Lot Size	0.069 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$6,000 (Mar 2021)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`452563337326IO1`

Property Details

APN / Parcel Number

Primary APN	`452563337326IO1`
Alternative APNs	`452563337326` `26295`

Interior

Stories	2 Stories
Building Area	5,234 sqft Finished Area
Gross Area	2,617 sqft

Exterior

Year Built	Built 1920
Lot Area	3,049 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 29 ft wide
Porch	Porch
Porch Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 E NORTH ST
City	KINSTON
State	NC
Zip	28501-4925
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	109 E NORTH ST APARTMENT UNITS A-D
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	2
Census Block	2050
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kinston Commercial Historic District (Additional Documentation) listed 1994 · 19 contributing resources · NRIS 94000569

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lenoir County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1245 WATAUGA ST, KINGSPORT, TN 37660-4527
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage LAURA B CHRISTOPHER
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF EAST TENNESSEE
Jan 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage EASTMAN CU
Mar 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	0001911429
Deed Book / Page	1911 / 429
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	109 E NORTH ST, KINSTON, NC 28501-4925
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 S 16TH ST, GROVER BEACH, CA 93433-3217

Mortgage

Document Number	0019240246
Date	Jul 27, 2021
Book Page	1924/246

Lender

Name	LAURA B CHRISTOPHER
Type	Private Party
Address	1291 S 16TH ST, GROVER BEACH, CA 93433

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jun 16, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	109 E NORTH ST, KINSTON, NC 28501-4925
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 WATEREE ST, KINGSPORT, TN 37660-4548

Mortgage

Document Number	0019850579
Date	Apr 5, 2023
Book Page	1985/579

Lender

Name	FIRST COMMUNITY BANK OF EAST TENNESSEE
Type	Bank
Address	ROGERSVILLE, TN 37857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	69 Months
Due	Jan 18, 2029

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	109 E NORTH ST, KINSTON, NC 28501-4925
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 WATAUGA ST, KINGSPORT, TN 37660-4527

Mortgage

Document Number	0020420304
Date	Jan 9, 2025
Book Page	2042/304

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Mar 23, 2021
Property Address	109 E NORTH ST, KINSTON, NC 28501-4925
Document Number	0019110429
Book / Page	1911 / 429
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 PIERCE RD, KINSTON, NC 28501-2337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 PLAZA BLVD, KINSTON, NC 28501-1636

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00 (+266.55%)	$187,668 (+322.49%) Land $4,012 Building $183,656	$187,668 (+322.49%) Land $4,012 Building $183,656
2023	$837.00	$44,419 Land $4,756 Building $39,663	$44,419 Land $4,756 Building $39,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Optimum, T-Mobile, Verizon.

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