San Diego County property record for 109 E Noakes St, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,466 sqft · built 2007 |
| Lot Size | 0.31 acres (13,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Dec 2004) |
| Tax Bill | $7,750 (2025) |
| Deeds & Mortgages | Oct 2018 Reverse Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-400-27-00 |
| Primary APN | 399-400-27-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,466 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 13,485 sqft (0.31 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 109 E NOAKES ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 8 LOT 2 POR TR 001926 |
| Legal Subdivision | SILVER-BROOK |
| Legal Tract | 001926 |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E NOAKES ST, EL CAJON, CA 92019-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 19, 2018 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Oct 11, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2004 · Amount on Record |
| Deed Sale | Dec 8, 2004 · Amount on Record |
| Prior Sale | Mar 5, 2004 · Amount on Record |
| Deed Document Number | 20041153191 |
| Prior Transfer Date | Feb 11, 2004 |
| Prior Transfer Doc | 0000182418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 109 E NOAKES ST, EL CAJON, CA 92019-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 E NOAKES ST, EL CAJON, CA 92019-1513 |
| Document Number | 0000435520 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 2018-0435520 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 865 Months |
| Due | Nov 10, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Nov 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 109 E NOAKES ST, EL CAJON, CA 92019-1513 |
| Document Number | 0000435521 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 E NOAKES ST EL CAJON CA 920191513, EL CAJON, CA 92019-1513 |
| Document Number | 0000435521 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 435521 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Oct 18, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $696,042 (+2%) Land $248,805 Building $447,237 | |
| 2025 | $7,750.00 (-0.13%) Homeowner's exemption | $682,395 (+4.04%) Land $243,927 Building $438,468 |
| 2023 | $7,760.00 (+0.66%) Homeowner's exemption | $655,899 Land $234,456 Building $421,443 |
| 2022 | $7,709.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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