109 E Newark Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 109 E Newark Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1959
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,900 (May 2018)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`012-021-045-00`

Property Details

APN / Parcel Number

Primary APN	`012-021-045-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	999 sqft Living Area
1st Floor Area	819 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	20,125 sqft (0.462 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 E NEWARK RD
City	LAPEER
State	MI
Zip	48446-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 21 T7N R10E BEG AT S SEC LINE OF SAID SEC THAT IS W 255 FT FROM SE COR OF THE SW 1/4 OF THE SW 1/4 OF SAID SEC TO POB. TH
Legal Range	10E
Legal Township	07N
Legal Section	21
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1058
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E NEWARK RD, LAPEER, MI 48446-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2018	Warranty Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Dec 3, 2009 · Amount on Record
Deed Book / Page	2960 / 78
Prior Transfer Date	Jun 23, 2009
Prior Transfer Doc	0023970728
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	109 E NEWARK RD, LAPEER, MI 48446-9408
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E NEWARK RD, LAPEER, MI 48446-9408

Mortgage

Document Number	0031760144
Date	Feb 18, 2021
Book Page	3176/144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 9, 2018
Property Address	109 E NEWARK RD, LAPEER, MI 48446-9408
Document Number	0029600078
Book / Page	2960 / 78
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14740 DARWIN CT, SHELBY TOWNSHIP, MI 48315-3747

Mortgage

Document Number	0029600078
Date	May 9, 2018
Book Page	2960/78

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,600 (+4.2%)	$119,200 (+4.2%)
2025	$1,134.00 (+12.84%) Homeowner's exemption	$57,200 (+24.08%)	$114,400 (+24.08%)
2023		$46,100	$92,200
2022	$1,005.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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