Putnam County property record for 109 E New Ave, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,636 sqft · built 1915 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jun 2017) |
| Tax Bill | $764 (2022) |
| Deeds & Mortgages | Jan 2025 Construction Loan Jun 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071B G 01000 |
| Primary APN | 071071B G 01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 530 sqft |
| Shed | 1 Shed |
| Shed Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 E NEW AVE |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Legal Subdivision | CUMB MTN COAL CO |
| Legal Block | 70 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 100 |
109 E New Ave is owned by two individuals who bought it in June 2017.
Source: Putnam County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 330 EMBY ST, MONTEREY, TN 38574-1466 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2025 | Deed of Trust, Mortgage · Construction Mortgage ONE BANK OF TENNESSEE |
| Jun 16, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE CO TENNESSE |
| Feb 1, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on File |
| Deed Sale | Jun 16, 2017 · Amount on File |
| Prior Sale | Feb 1, 2017 · Amount on File |
| Deed Book / Page | 999 / 735 |
| Transfer Doc | 433339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 109 E NEW AVE, MONTEREY, TN 38574-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001590648 |
|---|---|
| Date | Jan 14, 2025 |
| Book Page | 1590/648 |
| Instrument | 306542 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | MONTEREY, TN 38574 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Jun 16, 2017 |
| Property Address | 109 E NEW AVE, MONTEREY, TN 38574-1427 |
| Document Number | RB999735 |
| Book / Page | 000999 / 000735 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 202384 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE CO TENNESSE |
| Amount | Amount on Record |
|---|---|
| Tax | $93.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 330 EMBR ST MONTEREY TN 38574, MONTEREY, TN 38574 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Feb 1, 2017 |
| Property Address | 109 E NEW AVE, MONTEREY, TN 38574-1427 |
| Document Number | RB978263 |
| Book / Page | 000978 / 000263 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 197940 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $101.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900 |
| Investor | Possibly a Property Investor |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,925 (-) Land $3,500 Building $16,425 | ||
| 2024 | $19,925 (-) Land $3,500 Building $16,425 | ||
| 2023 | $19,925 (-) Land $3,500 Building $16,425 | ||
| 2022 | $764.00 | $19,925 Land $3,500 Building $16,425 | $79,700 (-) Land $14,000 Building $65,700 |
| 2021 | $79,700 Land $14,000 Building $65,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E New Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 E New Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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