Baltimore City property record for 109 E Montgomery St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,745 sqft · built 1830 |
| Lot Size | 0.035 acres (1,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $497,000 (Sep 2025) |
| Tax Bill | $7,941 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| APN | 22-10-0906-023 |
| Primary APN | 22-10-0906-023 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Total Area |
| 1st Floor Area | 975 sqft |
| Attic Area | 160 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,525 sqft |
| Deck Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 100906 023 |
|---|---|
| Old Parcel Number | 22100906 023 |
| Street Address | 109 E MONTGOMERY ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-3923 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-7 |
| Legal Description | 0.035 ACRES |
| Legal Section | 10 |
| Legal Subdivision | 109 E MONTGOMERY STREET |
| Legal Block | 906 |
| Legal Lot Number | 23 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 220100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Baltimore City records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109 E MONTGOMERY ST, BALTIMORE, MD 21230-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Sep 25, 2025 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jun 16, 2023 | Deed, Transfer · Conventional Mortgage LOW VA RATES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Jun 16, 2023 · Amount on Record |
| Deed Document Number | 0028368155 |
| Deed Book / Page | 28368 / 155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Jul 30, 2026 |
| Property Address | 109 E MONTGOMERY ST, BALTIMORE, MD 21230-3923 |
| Document Number | 2930000498 |
| Book / Page | 29300 / 498 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 2930000498, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 29300/498 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Sep 25, 2025 |
| Property Address | 109 E MONTGOMERY ST, BALTIMORE, MD 21230-3923 |
| Document Number | 0283680155 |
| Book / Page | 28368 / 155 |
| Instrument Date | Jun 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 E MONTAOMERY STREET, BALTIMORE, MD 21230-3923 |
| Document Number | 0028368165 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 28368/165 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Jun 16, 2023 |
| Property Address | 109 E MONTGOMERY ST, BALTIMORE, MD 21230-3923 |
| Document Number | 0259910143 |
| Book / Page | 25991 / 143 |
| Instrument Date | Jun 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 109 E MONTGOMERY ST, BALTIMORE, MD 21230-3923 |
| Document Number | 0259910149 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 25991-0149 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Baltimore City assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364,300 (+8.26%) | $378,200 (+12.39%) Land $175,000 Building $203,200 | |
| 2023 | $7,941.00 (+0.71%) Homeowner's exemption | $336,500 (+0.71%) Land $175,000 Building $161,500 | $336,500 (-) Land $175,000 Building $161,500 |
| 2022 | $7,885.00 Homeowner's exemption | $334,133 | $336,500 Land $175,000 Building $161,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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