109 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 109 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,380 sqft · built 2005
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on Record
Last Sale	$653,000 (May 2026)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`94242-32-005`

Property Details

APN / Parcel Number

Primary APN	`94242-32-005`
Alternative APN	`R1620615`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,368 sqft
Basement Area	1,352 sqft
Finished Basement	1,012 sqft
Unfinished Basement	340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Alley
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R1620615
Street Address	109 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 2, MARY`S FARM - TRACT A, BER (2002081806)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	MARY`S FARM - TRACT A
Legal Tract	A
Legal Block	2
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2046
Census Tract	2700

Owner

Source: Larimer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	109 E MICHIGAN AVE, BERTHOUD, CO 80513-2665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Special Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Oct 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	202623507
Prior Transfer Date	Oct 10, 2017
Prior Transfer Doc	0000068163
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 18, 2026
Property Address	109 E MICHIGAN AVE, BERTHOUD, CO 80513-2665
Document Number	0000023507
Instrument Date	May 14, 2026
Instrument	2026.23507
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,595.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 E MICHIGAN AVE, BERTHOUD, CO 80513-2665

Mortgage

Document Number	0000023509,
Date	May 18, 2026
Instrument	2026.23509

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 10, 2017
Property Address	109 E MICHIGAN AVE, BERTHOUD, CO 80513-2665
Document Number	0000068163
Instrument Date	Oct 10, 2017
Instrument	68163
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MICHIGAN AVE BERTHOUD CO 805132665, BERTHOUD, CO 80513-2665

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,008.00 (+5.73%)	$35,982 (-1%) Land $14,063 Building $21,919	$575,700 (-3.52%) Land $225,000 Building $350,700
2024	$2,845.00 (+3.68%)
2023	$2,744.00 (+23.49%)	$39,979 (+32.7%) Land $15,075 Building $24,904	$596,700 (+37.65%) Land $225,000 Building $371,700
2022	$2,222.00	$30,128 Land $11,002 Building $19,126	$433,500 Land $158,300 Building $275,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

Nearby Properties on E Michigan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures