109 E Main St, Winnebago, IL 61088 Property Records

Winnebago County property record for 109 E Main St, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,963 sqft · built 1890
Lot Size	90 acres (3,920,400 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2024)
Tax Bill	$3,847 (2022)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-309-005`

Property Details

APN / Parcel Number

Primary APN	`14-09-309-005`
Alternative APN	`512D329`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
Basement Area	288 sqft
Unfinished Basement	288 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,920,400 sqft (90 acres)
Driveway	Driveway
Driveway Area	7 sqft
Deck Area	7 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	512D329
Street Address	109 E MAIN ST
City	WINNEBAGO
State	IL
Zip	61088-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF WINNEBAGO LOT 10 & EXC S 10 FT ALL LOT 009 BLOCK 010
Legal Township	15N
Legal Subdivision	TOWN/WINNEBAGO
Legal Block	10
Legal Lot Number	9-10
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2026
Census Tract	4200

Owner

Source: Winnebago County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 E MAIN ST, WINNEBAGO, IL 61088-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK
Aug 25, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 9, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	2404523
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 4, 2024
Property Address	109 E MAIN ST, WINNEBAGO, IL 61088-9702
Document Number	0000004523
Map Reference	BK30 PG1
Instrument Date	Feb 21, 2024
Instrument	2404523
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	NOT AVAILABLE, MAA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, WINNEBAGO, IL 61088-9702

Mortgage

Document Number	0000004524
Date	Mar 4, 2024
Instrument	2404524

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.38%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 25, 2020
Property Address	109 E MAIN ST, WINNEBAGO, IL 61088-9702
Document Number	0001024469
Instrument Date	Aug 10, 2020
Instrument	1024469
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 N LONDON AVE ROCKFORD IL 611074426, ROCKFORD, IL 61107-4426

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 9, 2019
Property Address	109 E MAIN ST, WINNEBAGO, IL 61088-9702
Document Number	0001040609
Instrument Date	Dec 2, 2019
Instrument	1040609
Transaction Type	Foreclosure
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,847.00	$37,558 Land $5,670 Building $31,888	$112,674 Land $17,010 Building $95,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Silo Communications Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures