109 E Main St, Whitehouse, TX 75791 Property Records

Smith County property record for 109 E Main St, Whitehouse, TX 75791 · Last verified March 2026

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Details	16,952 sqft · built 1945
Lot Size	0.717 acres (31,276 sqft)
Owner	Individual Name on File
Tax Bill	$5,337 (2018)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R096756`

Property Details

APN / Parcel Number

Primary APN	`R096756`
Alternative APN	`1-00000-0364-03-085020`

Interior

Stories	1 Story
Building Area	16,952 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	31,276 sqft (0.717 acres)
Canopy	232 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	R096756
Street Address	109 E MAIN ST
City	WHITEHOUSE
State	TX
Zip	75791-3522
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Legal Description	SUBD:A0364 M GUITTERIEZ MAP REF:MAP:02835
Legal Subdivision	A0364 M GUITTERIEZ
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	1
Census Block	1043
Census Tract	2009

Owner

Source: Smith County records · APN R096756

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 776, WHITEHOUSE, TX 75791-0776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	109 E MAIN ST, WHITEHOUSE, TX 75791-3522
Document Number	0000050913
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	May 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16500 COUNTY ROAD 15 TYLER TX 75703, TYLER, TX 75703

Mortgage

Document Number	0000050913
Date	Dec 26, 2018
Instrument	50913

Lender

Name	PROSPERITY BK
Type	Bank
Address	TYLER, TX 75703

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2033

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$1,260,239 (+504.7%) Land $193,286 Building $1,066,953	$1,260,239 (+504.7%) Land $193,286 Building $1,066,953
2023		$208,406 Land $116,034 Building $92,372	$208,406 Land $116,034 Building $92,372
2018	$5,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484230020091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 7 of 10 on primary residences
Nearby Flood Claims	4 (2010–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025, rainfall accumulation
Flood Events	Severe Storms And Flooding (Apr 2016), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.