Osage County property record for 109 E Main St, Westphalia, MO 65085 · Last verified June 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Year Built | Built 1950 |
| Square Footage | 3,068 sqft Adjusted Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Garage | 432 sqft |
| Last Sale | $175,000 (2020) |
| Tax Bill | $676.00 (2025) |
| Primary APN | 12-70-26-03-001-0010.00 |
|---|
| Building Area | 3,068 sqft Adjusted Area |
|---|---|
| 1st Floor | 1,886 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame Construction |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 432 sqft Garage |
| Utility Building | 150 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|
| Account Number | 12702603001001000 |
|---|---|
| Street Address | 109 E MAIN ST |
| City | WESTPHALIA |
| State | MO |
| Zip | 65085-9717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PT LOT 34 ORIGINAL CITY OF WESTPHALIA SEC 26 T43N R10W |
| Legal Range | 10W |
| Legal Township | 43N |
| Legal Section | 26 |
| Legal Subdivision | TOWN OF WESTPHALIA |
| Legal Lot Number | 34 |
| Jurisdiction | OSAGE MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 490300 |
Source: Osage County records · APN 12-70-26-03-001-0010.00
Assessment roll updated January 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 72, WESTPHALIA, MO 65085-0072 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage LEGENDS BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK |
| Mar 06, 2020 | Warranty Deed, Transfer · Line of Credit LEGENDS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2020 · Amount on Record |
| Deed Sale | Mar 06, 2020 · Amount on Record |
| Deed Doc Number | 2020456 |
| Deed Book / Page | 545 / 27 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Recording Date | May 27, 2026 |
| Property Address | 109 E MAIN ST, WESTPHALIA, MO 65085-9717 |
| Document Number | 0000001002 |
| Book / Page | 626 / 32 |
| Instrument Date | May 04, 2026 |
| Instrument | 20261002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 E MAIN ST, WESTPHALIA, MO 65085-9717 |
| Document Number | 0000001002, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 626/32 |
| Instrument | 20261002 |
| Name | LEGENDS BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Feb 18, 2027 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 109 E MAIN ST, WESTPHALIA, MO 65085-9717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 109 EAST MAIB STREET, WESTPHALIA, MO 65085-9717 |
| Document Number | 000564/114 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 564/114 |
| Instrument | 20211020 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Address | LINN, MO 65051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSAGE MO |
| Recording Date | Mar 06, 2020 |
| Property Address | 109 E MAIN ST, WESTPHALIA, MO 65085-9717 |
| Document Number | 0000545/27 |
| Book / Page | 545 / 27 |
| Instrument Date | Mar 06, 2020 |
| Instrument | 2020-0456 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 72, WESTPHALIA, MO 65085-0072 |
| Document Number | 0020200457 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 2020-0457 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Sep 06, 2020 |
Source: Osage County records · Assessment roll updated January 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Osage County |
| Municipality | Westphalia City |
| Unified School District | Osage County R-III School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 (+9.74%) | $13,609 (+10.54%) | $71,627 (+10.54%) Land $9,980 Building $61,647 |
| 2023 | $616.00 | $12,311 | $64,795 Land $64,795 |
109 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Osage County (29151C), updated September 19, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 15th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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