109 E Main St, Shelby, OH 44875 Property Records

Richland County property record for 109 E Main St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft · built 1900
Lot Size	0.159 acres (6,913 sqft)
Owner	Company Name on File
Last Sale	$68,000 (Dec 2005)
Tax Bill	$618 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-139-11-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-139-11-000`
Alternative APN	`06094`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	6,913 sqft (0.159 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 E MAIN ST
City	SHELBY
State	OH
Zip	44875-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 150 S PT 59.56 X 115.72 6912 SQ FT
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4048
Census Tract	2600

Owner

109 E Main St is owned by a company that bought it in December 2005.

Source: Richland County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	152 E MAIN ST, SHELBY, OH 44875-1334
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2005 · Amount on File
Deed Sale	Dec 20, 2005 · Amount on File
Prior Sale	Feb 26, 2001 · Amount on File
Deed Document Number	200524054
Deed Book / Page	1598 / 642
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	109 E MAIN ST, SHELBY, OH 44875-1366
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	BARRISTER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 E MAIN ST, SHELBY, OH 44875-1334

Mortgage

Document Number	03035/3897
Date	Dec 1, 2025
Book Page	3035/3897
Instrument	202500013024

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 26, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Main St was $618.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$618.00	$15,790 (-) Land $4,190 Building $11,600
2024	$618.00 (-46.86%)	$15,790 (-46.75%) Land $4,190 Building $11,600
2023	$1,163.00 (+89.72%)	$29,650 (+111.48%) Land $5,590 Building $24,060	$45,130 Land $11,980 Building $33,150
2022	$613.00	$14,020 Land $6,000 Building $8,020
2020			$40,040 Land $17,130 Building $22,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 E Main St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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