109 E Main St, Searsport, ME 04974 Property Records

Waldo County and Searsport Town property record for 109 E Main St, Searsport, ME 04974

Property Summary

Property TypeSingle Family Home
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$446,250 (Jun 2022)
Tax Bill$5,800 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNSEAP M:011 L:010

Property Details

APN / Parcel Number

Primary APNSEAP M:011 L:010
Alternative APN
  • 545

Exterior

Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Account Number545
Street Address109 E MAIN ST
CitySEARSPORT
StateME
Zip04974-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number10
JurisdictionSEARSPORT ME
Township / Civil DivisionSEARSPORT
Census Block Group6
Census Block6019
Census Tract42000

Owner

109 E Main St is owned and occupied by two individuals who bought it in June 2022.

Source: Waldo County and Searsport Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address109 E MAIN ST, SEARSPORT, ME 04974-3319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ALLIANT CU
Nov 4, 2017Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022 · Amount on File
Deed SaleJun 10, 2022 · Amount on File
Deed Document Number20224917
Deed Book / Page4808 / 116
Prior Transfer DateJun 8, 2022
Prior Transfer Doc004808/116
Record UpdatedOct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEARSPORT ME
Recording DateJun 10, 2022
Property Address109 E MAIN ST, SEARSPORT, ME 04974-3319
Document Number004808/116
Book / Page4808 / 116
Instrument DateJun 8, 2022
Instrument2022-4917
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7311 WOODLAWN AVE NE APT B, B, SEATTLE, WA 98115-5871

Mortgage

Document Number0020224918
DateJun 10, 2022
Instrument2022-4918
Lender
NameALLIANT CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.88%
Type Change DateJul 1, 2032
Max Rate At Change2.75%
Index1-Year CMT

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEARSPORT ME
Property Address109 E MAIN ST, SEARSPORT, ME 04974-3319
Document Number0042220318
Book / Page004222 / 000318
Instrument DateNov 4, 2017
Transaction TypeMortgage
Record UpdatedNov 30, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E MAIN ST SEARSPORT ME 049743319, SEARSPORT, ME 04974-3319

Mortgage

Document Number0042220318
DateNov 16, 2017
Book Page004222/000318
Instrument10943
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Main St was $5,800, up 13% from the year before.

Source: Waldo County and Searsport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
County SubdivisionSearsport Town
Unified School DistrictRegional School Unit 20 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,800.00 (+13.02%)$347,300 (+54.98%) Land $124,500 Building $222,800
2024$5,132.00$224,100 Land $80,300 Building $143,800
2022$4,325.00$224,100 Land $80,300 Building $143,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1992–2009)
Most Recent ClaimJun 2009 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEARSPORT WATER DISTRICT
serves 2,763 people · EPA ID ME0091440
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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