109 E Main St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 109 E Main St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 1878
Lot Size	0.043 acres (1,891 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Aug 2023)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-00106-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`08-00106-0000-00003`
Alternative APN	`08A0017000000009`

Interior

Stories	2 Stories
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Construction Type	Frame
Lot Area	1,891 sqft (0.043 acres)
Lot Dimensions	63 ft deep x 30 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	08A0017000000009
Street Address	109 E MAIN ST
City	PATERSON
State	NJ
Zip	07522-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	106
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2002
Census Tract	180700

Owner

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5306 13TH AVE, 285, BROOKLYN, NY 11219-5197
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ADVANCED FINANCIAL FCU
Aug 14, 2023	Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC
Aug 1, 2023	Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC
Aug 1, 2019	Deed of Trust, Mortgage GESWELLI REALTY LP
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage IDEAL DEV USA LLC
Nov 16, 2017	Quit Claim Deed, Transfer CERTIFIED DOCUMENT SOLUTIONS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202324557
Deed Book / Page	4563 / 153
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0000055900
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	109 E MAIN ST, PATERSON, NJ 07522-1824
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	HOMETOWN ONE TITLE AGENCY LLC, HOMETOWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 DEVON TER, KEARNY, NJ 07032-4174

Mortgage

Document Number	0000075962
Date	Dec 7, 2021
Book Page	M17647/186
Instrument	2021075962

Lender

Name	ADVANCED FINANCIAL FCU
Type	Credit Union
Address	NEW PROVIDENCE, NJ 07974

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 14, 2023
Property Address	109 E MAIN ST, PATERSON, NJ 07522-1824
Document Number	0000026115
Book / Page	D4570 / 284
Instrument Date	Aug 10, 2023
Instrument	2023026115
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 E BLACKWELL ST, DOVER, NJ 07801-4166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5306 13TH AVE # 285, 285, BROOKLYN, NY 11219-5197

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 1, 2023
Property Address	109 E MAIN ST, PATERSON, NJ 07522-1824
Document Number	0000024557
Book / Page	D4563 / 153
Instrument Date	Jul 28, 2023
Instrument	2023024557
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 E BLACKWELL ST, DOVER, NJ 07801-4166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, PATERSON, NJ 07522-1824

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	109 E MAIN ST, PATERSON, NJ 07522-1824
Document Number	0000043533
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 E MAIN ST PATERSON NJ 075221824, PATERSON, NJ 07522-1824

Mortgage

Document Number	0000043533
Date	Sep 27, 2019
Book Page	015734/000048
Instrument	43533

Lender

Name	GESWELLI REALTY LP
Address	72 MILLBROOK RD, NEW VERNON, NJ 07976-9703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2020

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	109 E MAIN ST, PATERSON, NJ 07522-1824
Document Number	0000043538
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 E MAIN ST PATERSON NJ 075221824, PATERSON, NJ 07522-1824

Mortgage

Document Number	0000043538
Date	Sep 27, 2019
Book Page	015734/000063
Instrument	43538

Lender

Name	IDEAL DEV USA LLC
Address	449 BOYDEN AVE, MAPLEWOOD, NJ 07040-3068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 16, 2017
Property Address	109 E MAIN ST, PATERSON, NJ 07522-1824
Document Number	0000055900
Book / Page	003187 / 000109
Instrument Date	Oct 25, 2017
Instrument	55900
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$23.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10903 81ST CT NE KIRKLAND WA 980343537, KIRKLAND, WA 98034-3537

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,500 (+1,198.35%) Land $65,000 Building $250,500	$315,500 (+1,198.35%) Land $65,000 Building $250,500
2025	$1,296.00 (+4.68%)	$24,300 (-) Land $13,800 Building $10,500	$24,300 (-) Land $13,800 Building $10,500
2024	$1,238.00 (+9.75%)
2023		$24,300 (-) Land $13,800 Building $10,500	$24,300 (-) Land $13,800 Building $10,500
2022	$1,128.00	$24,300 Land $13,800 Building $10,500	$24,300 Land $13,800 Building $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	83 (1983–2023)
Claims Outside the SFHA	8 of 83
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 21 claims Severe Storms And Flooding, Mar 2010 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile USA.

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