109 E Main St, Muncie, IN 47305 Property Records

Delaware County property record for 109 E Main St, Muncie, IN 47305 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1927
Square Footage	4,992 sqft Total Area
Lot Size	2,000 sqft (0.046 acres)
Last Sale	$403,100 (2025)
Tax Bill	$1,797.00 (2025)

Owner

Source: Delaware County records · APN 18-11-10-363-003.000-003

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	705 N BRENTWOOD LN, MUNCIE, IN 47304-3814
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST MERCHANTS BANK NA
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage MUTUAL BANK
May 05, 2017	Deed, Transfer
May 05, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Doc Number	202513910
Record Refreshed	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Oct 22, 2025
Property Address	109 E MAIN ST, MUNCIE, IN 47305-2817
Document Number	2025R13910
Instrument Date	Oct 17, 2025
Instrument	2025R13910
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N BRENTWOOD LN, MUNCIE, IN 47304-3814

Mortgage

Document Number	2025R13911
Date	Oct 22, 2025
Instrument	2025R13911

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 17, 2035

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 18, 2018
Property Address	109 E MAIN ST, MUNCIE, IN 47305-2817
Document Number	2018R16326
Map Reference	PB 1 PG 527
Instrument Date	Dec 13, 2018
Instrument	2018R16326
Transaction Type	Transfer
Record Updated	Jun 09, 2023
Title Company	IN TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N BRENTWOOD LN, MUNCIE, IN 47304-3911

Mortgage

Document Number	2018R16327
Date	Dec 18, 2018
Instrument	2018R16327

Lender

Name	MUTUAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	May 05, 2017
Property Address	109 E MAIN ST, MUNCIE, IN 47305-2817
Document Number	2017R05705
Instrument Date	Apr 28, 2017
Instrument	2017R05705
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, MUNCIE, IN 47305-2817

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	May 05, 2017
Property Address	109 E MAIN ST, MUNCIE, IN 47305-2817
Document Number	2017R05705
Instrument Date	Apr 28, 2017
Instrument	2017R05705
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, MUNCIE, IN 47305-2817

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (-4.97%)	$102,400 (+20.47%) Land $16,800 Building $85,600	$102,400 (+20.47%) Land $16,800 Building $85,600
2024	$1,891.00 (+44.46%)	$85,000 (+9.54%) Land $16,800 Building $68,200	$85,000 (+9.54%) Land $16,800 Building $68,200
2023	$1,309.00 (+7.91%)	$77,600 (-0.89%) Land $16,800 Building $60,800	$77,600 (-0.89%) Land $16,800 Building $60,800
2022	$1,213.00 (+10.17%)	$78,300 Land $16,800 Building $61,500	$78,300 Land $16,800 Building $61,500
2021	$1,101.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Walnut Street Historic District listed 1989 · 67 contributing resources · NRIS 88002112

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`18-11-10-363-003.000-003`
Alternative APN	`1110363003000`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	4,992 sqft Total Area
1st Floor	4,992 sqft 1st Floor
Stories	3 Stories

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Lot Area	2,000 sqft (0.046 acres)

Utilities and HVAC

Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	11 10 363 003 000
Street Address	109 E MAIN ST
City	MUNCIE
State	IN
Zip	47305-2817
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	B D MID 16.3FT X 125FT BLK 24 LOT 3
Legal Subdivision	BROWNS DONATION
Legal Block	24
Legal Lot Number	3
Jurisdiction	DELAWARE IN
Minor Civil Division	CENTER
Census Blockgroup	1
Census Block	1029
Census Tract	2800

109 E Main St, Muncie, IN 47305 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number