Worcester County and Milford Town property record for 109 E Main St, Milford, MA 01757
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,553 sqft · built 1890 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Jun 2025) |
| Tax Bill | $6,045 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:42 B:000 L:294 |
| Primary APN | MILF M:42 B:000 L:294 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,553 sqft Living Area |
| Gross Area | 3,024 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Duplex Single |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,999 sqft (0.207 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 109 E MAIN ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-2709 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CB |
| Legal Subdivision | PORTION VLG MINNA TERRACE COND |
| Legal Lot Number | 294 |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 744202 |
Source: Worcester County and Milford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E MAIN ST, MILFORD, MA 01757-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 27, 2025 | Quit Claim Deed, Transfer · FHA Mortgage PRESTIGE HOME MORTGAGE LLC |
| Jul 2, 2021 | Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC |
| May 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Jul 2, 2021 · Amount on Record |
| Deed Book / Page | 72184 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Jun 27, 2025 |
| Property Address | 109 E MAIN ST, MILFORD, MA 01757-2709 |
| Document Number | 072184-327 |
| Book / Page | 72184 / 327 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 202500052763 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E MAIN ST, MILFORD, MA 01757-2709 |
| Document Number | 202500052764 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 202500052764 |
| Name | PRESTIGE HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Jul 2, 2021 |
| Property Address | 109 E MAIN ST, MILFORD, MA 01757-2709 |
| Document Number | 0065546-86 |
| Book / Page | 65546 / 86 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 93422 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 E MAIN ST, MILFORD, MA 01757-2709 |
| Document Number | 0000093423 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 93423 |
| Name | OCMBC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | May 27, 2021 |
| Property Address | 109 E MAIN ST, MILFORD, MA 01757-2709 |
| Document Number | 065261-129 |
| Book / Page | 65261 / 129 |
| Instrument Date | May 27, 2021 |
| Instrument | 73558 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 DEAN RD, HOLLISTON, MA 01746-1266 |
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,045.00 (+2.03%) | $472,300 (+5.94%) Land $153,100 Building $319,200 | $562,823 |
| 2024 | $5,925.00 (+8.62%) | $445,800 (+18.09%) Land $146,000 Building $299,800 | |
| 2023 | $5,455.00 | $377,500 Land $122,900 Building $254,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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