Delaware County property record for 109 E Main St, Manchester, IA 52057
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,033 sqft · built 1883 |
| Lot Size | 0.058 acres (2,530 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 631322001100 |
| Primary APN | 631322001100 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,033 sqft Gross Area |
| 1st Floor Area | 2,047 sqft |
| Basement Area | 2,047 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Exterior Material | Brick |
| Roof Material | Rolled Roofing |
| Lot Area | 2,530 sqft (0.058 acres) |
| Lot Dimensions | 115 ft deep x 22 ft wide |
| Shed | 1 Shed |
| Canopy | 460 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 109 E MAIN ST |
|---|---|
| City | MANCHESTER |
| State | IA |
| Zip | 52057-1736 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MANCH E 1/2 W 2/3 LT 148 |
| Legal Range | 05W |
| Legal Township | 89N |
| Legal Section | 32 |
| Legal Subdivision | ORIGINAL TOWN - MANCHESTER |
| Legal Lot Number | 148 |
| Jurisdiction | DELAWARE IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 950300 |
109 E Main St, a commercial property, is owned by a company that acquired it in June 2022.
Source: Delaware County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 E MAIN ST, MANCHESTER, IA 52057-1736 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 |
| Deed Sale | Jun 27, 2022 |
| Deed Document Number | 20221977 |
| Deed Book / Page | 2022 / 1977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 109 E MAIN ST, MANCHESTER, IA 52057-1736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3955 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 2020/3955 |
| Instrument | 2020 3955 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 15, 2025 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 109 E Main St was $2,232, up 5.6% from the year before.
Source: Delaware County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Delaware County |
| Municipality | Manchester City |
| Unified School District | West Delaware County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,200 (+7.02%) Land $6,200 Building $128,000 | $134,200 (+7.02%) Land $6,200 Building $128,000 | |
| 2025 | $2,232.00 (+5.58%) | $125,400 Land $5,800 Building $119,600 | $125,400 Land $5,800 Building $119,600 |
| 2024 | $2,114.00 | ||
| 2023 | $115,900 (+21.23%) Land $5,800 Building $110,100 | $115,900 Land $5,800 Building $110,100 | |
| 2022 | $1,978.00 | $95,600 Land $5,800 Building $89,800 | |
| 2021 | $95,600 Land $5,800 Building $89,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2007–2016) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Comelec Internet Services Fixed Wireless · Fiber in parts of the area | 250 / 50 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: GigFire, Maquoketa Valley Electric Cooperative, T-Mobile.
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