109 E Main St, Elk Point, SD 57025 Property Records

Union County property record for 109 E Main St, Elk Point, SD 57025

Property Summary

Property Type	Commercial
Details	3,636 sqft · built 1900
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jan 2019)
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03.01.04.1035`

Property Details

APN / Parcel Number

Primary APN	`03.01.04.1035`

Interior

Stories	2 Stories
Building Area	3,636 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	109 E MAIN ST
City	ELK POINT
State	SD
Zip	57025-2476
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W1/2 LOT 9 BLK 4 ORIG E P CITY
Legal Block	4
Legal Lot Number	9
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	2
Census Block	2033
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	333 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4002
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jan 8, 2019
Property Address	109 E MAIN ST, ELK POINT, SD 57025-2476
Document Number	00109/0020
Book / Page	109 / 0020
Instrument Date	Jan 4, 2019
Instrument	190113
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71O SOUTH DOUGLAS STREET, ELK POINT, SD 57025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,830.00 (+0.04%)	$147,145 (-) Land $11,100 Building $136,045
2025	$2,829.00 (+16.04%)	$147,145 (+2%) Land $11,100 Building $136,045
2024	$2,438.00 (-2.36%)
2023	$2,497.00 (-4.98%)	$122,621 Land $9,250 Building $113,371
2022	$2,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro.

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