109 E Main St, East Bend, NC 27018 Property Records

Yadkin County property record for 109 E Main St, East Bend, NC 27018

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,595 sqft · built 1920
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2013)
Tax Bill	$4,064 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`595019513386`

Property Details

APN / Parcel Number

Primary APN	`595019513386`
Alternative APNs	`1107597` `147259`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,595 sqft Finished Area
1st Floor Area	1,912 sqft
Upper Floors Area	1,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	952 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1107597
Street Address	109 E MAIN ST
City	EAST BEND
State	NC
Zip	27018-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DBA: CHRISTY'S INN
Jurisdiction	YADKIN NC
Township / Civil Division	EAST BEND
Census Block Group	1
Census Block	1018
Census Tract	50101

Owner

Source: Yadkin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E MAIN ST, EAST BEND, NC 27018-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Deed Document Number	20132398
Deed Book / Page	1090 / 242
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YADKIN NC
Recording Date	Feb 6, 2020
Property Address	109 E MAIN ST, EAST BEND, NC 27018-6901
Document Number	0000000480
Book / Page	001280 / 000326
Instrument Date	Jan 30, 2020
Instrument	480
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST EAST BEND NC 270186901, EAST BEND, NC 27018-6901

Mortgage

Document Number	481
Date	Feb 6, 2020
Book Page	001280/000330
Instrument	481

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Yadkin County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	East Bend Town
County	Yadkin County
Unified School District	Yadkin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,064.00 (-1.88%)	$339,954 (-1.88%) Land $49,402 Building $290,552
2025	$4,142.00 (-0.36%)	$346,454 (-) Land $49,402 Building $297,052
2023	$4,157.00 (+44.09%)	$346,454 (+48.03%) Land $49,402 Building $297,052	$339,954 (+45.25%) Land $49,402 Building $290,552
2022	$2,885.00	$234,041 Land $45,086 Building $188,955	$234,041 Land $45,086 Building $188,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EAST BEND serves 1,466 people · EPA ID NC0299025
Water Source	Purchased surface water from YADKIN COUNTY - EAST BEND
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20